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BEST'S INSURANCE REPORTS—FIRE AND MARINE.   19

AMERICAN DRUGGISTS FIRE INSURANCE COMPANY — Continued.

Losses incurred during 1919, $42,670.02; underwriting expenses incurred during 1919, $106.024.93; total, $148,-694.95.

Gain from underwriting during 1919, $57,147.17. , Investment Exhibit, 1919.-- Interest, etc., earned during 1919. $23,735i.84; profit on investments during 1919, '.16: total, $24,600.

Loss on investments during '1919, $17,815.28; investment expenses incurred during 1919, $3,173.68; total, $20,988.96. Gain from investments during 1919, $3,611.04.

Gain and Loss Exhibit, 1919.—Gains: Underwriting, $57,147.17; investments, $3,611.04; total, $60,758.21. Loss from dividends, $20,000.

Surplus, December 31, 1918. $236,95025; increase, $40,-758.21; surplus, December 31, 1919, $277,708.46.

AMERICAN EAGLE FIRE INSURANCE COMPANY,

New York City, N. Y.

LIABILITIES, DECEMBER 31, 1919.

00 29 24 68 92 05

80 Maiden Lane,

ADMITTED ASSETS, DECEMBER 31, 1919.

Bonds and stocks owned (market value)    $2. 730. 090

Interest due and accrued thereon    10, 070

Cash in banks and office    470.719

Agents' balances not over three months due   664, 452

Reinsurance due on losses paid    2.574

Other admitted assets   182

GENERAL REVIEW.

History.— This company was incorporated under the laws of New York State and began business in August, 1915, with $1,000,000 capital and a like amount of surplus paid in. It was organized for the purpose of continuing the business of the Fidelity Underwriters, whose policies were guranteed by the Continental and Fidelity-Phenix Fire Insurance Companies of New York.

The par value of the stock is $100 per share.

Management and Reputation.— This company is under the same management as the Continental and Fidelity-Phenix Insurance Companies, very large and reputable institutions.

The American Eagle Investment Company, incorporated, a business corporation of the State of New York, owns practically all of the capital stock of this company.

Its expense and loss ratios are very low. Its loss paying reputation is excellent.

The company's business increased greatly during 1919. and a corresponding increase in the unearned premium liability was made. At the close of the year a good under-writing profit was shown.

The " Marine Office of America," 53 Beaver street, New York, represents the marine department of this company.

The securities owned are high grade. The securities are valued at the actual market prices and not at the higher average rates allowed by the Convention of Insurance Commissioners.

Classes of Basines Written.—Fire, marine, motor vehicle. tornado, tourist baggage, hail, earthquake, registered mail, explosion, sprinkler leakage and war risk insurance.

Affiliations.— Western Union, Board of Fire Underwriters of the Pacific and Rocky Mountain Underwriters Association.

Losses in process of adjustment, $621,869.48;

resisted, $28,931;   total, $650.800.48;   rein-

surance, $341,414.36; net    

$309,386 12

Unearned premiums:   Fire and miscellane-

ous, $1,293,150.79; inland navigation, $23,-

264.65; marine, $120,557.53; total    

1,436,972 97

Salaries, rents, etc   

4, 500 00

Estimated taxes hereafter payable    

57, 690 00

Contingent commissions, etc   

8, 632 79

Other liabilities    

184 77

TOTAL LIABILITIES, except capital   

$1, 817, 366 65

CAPITAL PAID UP    

1, 000, 000 00

NET SURPLUS    

1, 060, 722 53

TOTAL   $3, 878, 089 18

Territory.— Licensed in all States and Territories except Alaska, Ark., Guam, Hawaii, Miss., Nev., N. M., Philip-pine Islands and Porto Rico.

Dividends.—In 1916 it paid a dividend of 12%; 1917, 16%; 1918, 13%; 1919, 14%.

Officers.— President, Henry Evans; vice-president, F. W. Koeckert; second vice-president and secretary, J. E. Lopez; secretaries, F. R. Millard, Ernest Sturm, Herbert E. Max-son, A. Stinson and C. E. Allan; assistant secretaries, J. P. Hollerith, G. H. Rees, Paul L. Haid, R. E. Hall, Harvey A. Bush and M. E. Moriarty; auditor, J. F. Cunningham.

Directors.

Ballard, Sumner, reinsurance manager, New York. Evans, Henry, president of company.

Forrest, Thomas E., broker, New York.

Gray. H. E.

Herrick. Walter R., broker, New York.

Ingalls, Melville E., president of Virginia Hot Springs Company.

Koeckert, F. W., vice-president of company.

Lopez. J. E., second vice-president and secretary of company.

Millard, F. R., secretary of company.

Riker, John J., chairman of the executive committee of the New Jersey Zinc Company.

Rumsey, David, attorney, New York.

Sturm, Ernest, secretary of the company.

Stockholders' Annual Meeting.— Second Monday in January.

INCOME, 1919.   Marine

   Fire, etc.   and Inland.

   Gross premiums written... $6,829,110 68   $635, 326 84

Less reinsurance   ... 3,603.593 51   286,801 91

TOTAL ADMITTED ASSETS    $3, 878,089 18


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