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56   BEST'S LNSURANCE REPORTS—ME AND MARINE.

BUCKEYE NATIONAL FIRE INSURANCE

Barfield, H. M., ex-treasurer of Lucas County, Ohio. Barnett, C. L., secretary-treasurer Collier-Barnett Company, Toledo, Ohio.

Bassett, H. S., for nine years statistician and exam

iner in the Ohio Insurance Department, Columbus, Ohio. Bond, Sherman, proprietor Bondy House, Toledo, Ohio. Chandler, A. R., banker, Sylvania, Ohio.

Clark, F. P., retired, North Baltimore, Ohio.

Denman, U. G., ex-attorney general of Ohio.

Durbin, D. L., president Durbin Bank, _McClure, Ohio. Feilbach, Charles, wholesale grocer, Toledo, Ohio. Johnson, C. B., furniture dealer, Toledo, Ohio.

Lisiakowski, AV. J., president Opieka Savings Bank, Toledo, Ohio.

Lutz, F. A., banker, Hamler, Ohio.

Nettleman, G. H., commission merchant, Toledo, Ohio. Pickard, J. H., retired, Toledo, Ohio.

Spencer, J. M., cashier First National Bank, Toledo, Ohio. Tiffa

y,

 

.

 

.,

cashier Pe

 

les State Savi

 

s Bank,

Toledo, Ohio.

Turner, Charles S., president Moreton Truck and Storage Company, Toledo, Ohio.

Voegele, C. H., president Voegele-Dinning Company, Mansfiel

Ohio.

Annual Meeting.— Fourth

IxcoME, 1919.

Fire, etc.

Gross premiums written..

$135,

511

85

Less reinsurance    

24.

249

81

Less return premiums. . .

20,

402

03

Total net premiums..

$90,

860

01

Nil.

Interest, etc   $8,834 68

Other income    600 00

TOTAL INCOME    $100,294 69

COMPANY —Continued.

DISBURSEMENTS, 1919.

 

 

Net losses paid:

Fire and miscellaneous    

$32, 146

88

Marine and inland    

20,042

33

TOTAL   

$52,189

26

Underwriting expenses    

38.105

54

Other disbursements    

 

2.970

71

TOTAL. DISBURSEMENTS    

$93.265

51

Ratios to Premiums Written.— Losses paid,

35.4%;

in-

curred,   600%:   underwriting   expenses,   41.9%;

under-

writing loss, 3.6%.

Ratios to Premiums Earned.—Losses incurred, 61.5%; expenses incurred, 42.6%; underwriting loss, 3.7%.

Miscellaneous, 1919.— Net losses incurred, $54,494: net risks in force December 31, 1919. $11,828,785; net premiums in force. $115,057.87.

Underwriting Exhibit, 1919.— Premiums earned during 1919, $88,646.84; gain from underwriting profit and loss items, $284.03: total, $88,930.87.

Losses incurred during 1919, $54.404.38; underwriting expenses incurred during 1919, $37,742.39; total, $92,236.77.

$8,478.84.

Loss from underwriting, $3,305.90.

Surplus, December 31, 1918, $49,506.34; increase, $5,-172.94; surplus, December 31, 1919, $54.681.28.

,

Stockholders' January.

Thursday   in

Loss from underwriting (luring 1919, $3,305.90.

 

Investment Exhibit,   1919.—Interest, etc., earned during

Marine

and Inland.

1919,   $8:766.15;   profit   on   investments   during   1919,   $1,-

560.82; total, $10,326.97.

$11.

662 84

Loss   on   investments   during   1919, $221.25;   investment

8,

498 35

expenses incurred during 1919, $1,626.88;   total, $1,848.13.

3,

164 49

Gain from investments during 1919, $8,478.84.

Gain, and Loss Exhibit, 1919.— Gains from investments.

BUFFALO INSURANCE COMPANY,

447-449 Main Street, Buffalo, N. Y.

ADMITTED ASSETS, DECEMBER 31, 1919.

Real estate owned (market value)    $525, 000

Rents due and accrued    450

Mortgage loans on real estate    542,550

Interest due and accrued thereon    5.299

Loans on collateral security    5.000

Interest due and accrued thereon   125

Bonds and stocks owned (market value)    2,008,306

Interest due and accrued thereon   16.404

Cash in banks.   351.974

Agents' balances not over three months due.   156. 334

00

00

00

90

00

00

70

79

40

07

LIABILITIES.   1)N:CF:MBER 31,   1919.

LOSSES:   Adjusted,   due,   $4,007.29;   in

process   of   adjvtment,   $54,494.91;   re-

sisted,   $9,878.85;   total, $68,38L05;   rein-

surance. $12,730.65;   net    

Unearned premiums   

Salaries, rents, etc    

Estimated taxes hereafter payable    

Contingent commissions, etc    

Reserve for contingencies    

Other   liabilities   

$55, 650

959.866

1,000

50.000

9,000

65.000

1,077

40

27

00

00

00

00

68

35

00

51

86

TOTAL LIABILITIES, except capital   $1,

CAPITAL PAID IN    

141.594

400, 000

 

NET SURPLUS    2,072,850

TOTAL   $3,614.444

TOTAL ADMITTED ASSETS   $3.614,444

86

GENERAL REVIEW.

 

was merged with it, increasing the capital to $400,000.

It

History.— This   company began business   February

15,

was formerly the Buffalo German Insurance Company, but

1867. with $100,000 paid-in capital.   Its capital was

in-

during 1917 the above title was adopted.

creased to $200,000 in March. 1870.   In April, 1914,

the

The par value of the company's stock is $100 per share.

Buffalo Commercial Insurance Company (capital $200.000),   It issues policies in accordance with the special reserve


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