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78   BEST'S INSURANCE REPORTS—FIRE AND MARINE.

CHINA FIRE INSURANCE COMPANY, LTD.—Continued.

ASSETS.

 

 

count   

292,351 75

Cash   (silver)    

$1,16S,S79

03

Sundry creditors    

196,856 5S

Cash   (sterling)    

267,464

90

Working account, 1917 balance    

452,600 13

Investments   (silver securities)   

1,275.179

84

Working account, 1918 balance    

1,OS3,677   09

Investments   (sterling securities)    

446, 316

17

 

 

 

Mortgage loans    

805,503

73

 

83,203,895 96

Office furniture and fixtures    

1,425

00

CAPITAL PAID IN    

400.000 00

Sundry debtors

787,504

41

SURPLUS   

1,148,377   1.2

TOTAL ASSETS    $4,752,273

08

 

84,752,273 OS

LIABILITIES.

 

 

This statement is prepared upon the silver basis, $1 being

Unearned premium reserve    

$835, 357

59

equal in United States currency, according to the rate of

Underwriting suspense account    

343,052

82

exchange when this statement was prepared to approxi-

Exchange and investment fluctuation ac-   mately 8Oc.

CHRISTIANIA GENERAL INSURANCE CO M Christiania, Norway.

UNITED STATES BRANCH, 100 WILLIAM STREET, NEW YORK. N. Y.

ADMITTED ASSETS, U. S. BRANCH, DECEMBER 31, 1919.

Bonds and stocks owned (market value)    $3,324,813 60

Interest due and accrued thereon    55,158 84

Cash in banks and office    385,505 68

Agents' balances not over three months due   136, 997 12

TOTAL ADMITTED ASSETS    $3,902,475 24

GENERAL REVIEW.

History.— This company was organized in 1847, and is one of the leading fire insurance companies of Norway. Its subscribed capital is $1,040,000, of which, at last advices, $520,000 had been paid in. The Board of Directors is as follows: H. Ingstad, barrister at law; Fr. Rustad, marshal of the Royal Court; A. Arntzen, solicitor; W. R. Pihl, C. E.; Chr. Hansson, managing director.

It was admitted to the United States in January, 1918, to transact a fire reinsurance business.

Home Office Resources.— All assets of the company are liable for the payment of losses incurred here. The company's Home Office balance sheet, which includes all its assets and liabilities, showed the following as of December 31. 1918: Total assets, $4,094,725; capital paid in, $533,333; net surplus, $645,863.

Management and Reputation.—United States manager is J. M. Wennstrom, who acts in the same capacity for the Svea Fire and Life Insurance Company, Limited, of Gothenburg, Sweden, He is also president of the Hudson Insurance Company, of New York\

The company has operated in the United States only since January, 1918. During that year it wrote a good volume of business, and an underwriting loss was caused by the large unearned premium reserve which the company had to set up against such business. In 1919 it made an underwriting profit.

The securities owned by the United States Branch are high grade.

LIABILITIES, U. S. BRANCH, DECEMBER 31, 1919.

LOSSES:   Adjusted,   due,   $253,422;   in

 

process of adjustment, $96,709; total   

$350. 131 00

Unearned premiums    

22, 287, 471 90

Salaries, rents, etc   

2, 000 00

Estimated taxes hereafter payable    

130,000 00

Contingent commissions, etc   

50, 000 00

TOTAL LIABILITIES, except statutory

capital   deposit

$2,819,602 90

STATUTORY CAPITAL DEPOSIT, $200,000.

NET SURPLUS, U. S. Branch, including

statutory capital deposit    

1,082,872 34

TOTAL   $3,902,475 24

United States Manager.—J. M. Wennstrom, 100 William street, New York City.

United States Trustee.— Liberty National Bank, New York City.

Classes of Business Written.— In the United States the company writes only fire• reinsurance.

Territory.— The company is licensed in Ark., Colo, Ill., Ind., Ia., La., Mass., Mich., Miss., Mont., Nev., N. H., N. J., N. Y., N. C., Ohio, Pa., Tex. and W. Va.

 

INCOME, U. S. BRANCH, 1919.

Gross premiums written    $4,829,852 30

Less return premiums    1,166.740 22

 

Total net premiums    $3,663,112 OS

Interest, etc   

Received from Home Office    

Other income   ..........................

 

TOTAL INCOME    $3,840,915 07

DISBURSEMENTS, U. S. BRANCH, 1919.

Net losses paid    $1.253.377 03

Underwriting expenses    1,154,665 46

Remitted to Home Office    13.310 25 Other disbursements

   3,409 27

 

TOTAL DISBURSEMENTS    $2,460,262 01

117,625 65
59, 764 84
412 50


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