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210   PEST'S INSIrRA;\(:'E REPORTS   FIRE AND MA I1E.

MANUFACTURERS INSURANCE COMPANY OF AMERICA—Continued.

It transacts a conservative volume of business. Its loss   Other income

ratio is low and its expense ratio is very moderate.

The company bears ati excellent reputation concerning

loss settlements.

The securities owned are of good character. The security valuations are those fixed by the Convention of Insurance Commissioners.

Classes of Business Written.—Fire, marine, hail and tornado insurance.

Territory.— It is licensed in Cal., Colo., Conn.. 111., Ind, Mass., N. J., N. Y., Ohio, Tex. and Utah.

Officers.— President, AV. J. Rushton; vice-presidents, John Heist and John P. Boyle; treasurer, F. Al . Pilsbry; assistant treasurer, C. L. Morgan; secretary, H. O. McLain.

Directors.

Becker, V. II., Jr., vice-president Pilsbry. Becker Engineering and Supply- Co., St. Louis, Mo.

Boyle, John P., president Boyle Ice Co.. Chicago, 111. Corroon, R. A., president American Equitable Assurance Co., New York, N. Y.

Ewart, C. B.. vice-president and treasurer Taylor Ewart & Co., Chicago, Ill.

Haegele, John C., president Haegele Ice Co., Chicago, Ill. Heist, John. Brooks Laundry Co.. Calumet Laundry Co., Chicago, Ill.

266 99 $577,054 03•

TOTxi, INCOME    

DISBURSEMENTS, 1919. Net losses paid:

Fire and miscellaneous    $115, 739 54

Marine and inland    32,379 30

TOTAL      $148, 118 84

Underwriting expenses    192, 197 53 Return premiums to policyholders on par-

ticipating policies    14, 187 29

Other disbursements    7,160 80

TOTAL DISBURSEMENTS    $361,664 46

Ratios to Premiums Written.— Losses paid, fire, etc., 25.9%; marine, 32.1%; incurred, fire, etc., 33.9%; marine, 55.8%; underwriting expenses, 35.1%; underwriting loss, 0.6%.

Ratios to Premiums Earned.— Losses incurred, 52.5%; expenses incurred, 48.4%; underwriting loss, 0.9%.

_Miscellaneous, 1919.— Net losses incurred, fire and miscellaneous, $151,547.53; marine and inland, $56.350.37; net risks in force December 31, 1919, fire and miscellaneous, $36,018,779; marine and inland, $4,094,182; net premiums in force, fire and miscellaneous, $387,457.75; marine and inland, $45,532.54.

Luckow, C. T., president Globe Laundry Co., Chicago, Ill.

_McLain, A. O., president Railways Ice Co., Chicago, Ill.

McLain, H.   0., secretary Manufacturers Insurance Co.

Underwriting Exhibit, 1919.— Premiums earned during

1919, $395.769.84;   loss from underwriting profit and loss

items, $21.75; total, $395,74$.09.

Losses incurred during 1919,

expenses   incurred during   1919,

 

$207,597.90;   underwriting

$191,497.01 ;   total,   $399,-

of America, Chicago, Ill.

 

 

 

 

Parker, James \V.. president Parker Towel Supply Co.,

Chicago, Ill.

 

 

 

 

394.91.

Loss from underwriting during 1919, $3,646.82.

Pilsbry, F. W., general western manager York Mfg. Co.

(ice machines), Chicago, Ill.

Investment Exhibit, 1919.— Interest, etc., earned during

Rushton,   W.   J.,   ex-president American   Association   of

1919,   $35.120.70;   profit   on

$262.50 ; total, $35,383.20.

investments   during   1919,

Refrigeration, president Birmingham Ice and Cold Storage

Co., Birmingham, Ala.

 

 

Loss on investments during 191.9, $10,681.46;   investment

Stevenson, S. P., president Stevenson Cold Storage Door

expenses incurred during 1919, $700.52; total, $11,381.98.

Co., Chester, Pa.

Gain from investments during 1919, $24,001.22.

Viper. Theodore O., president

Vilter Mfg. Co.   lice ma-

Gain   and   Loss   Exhibit,   1919.—Gains:   Investments,

chines), Milwaukee, Wis.

\1'esterlin, John M., president

Chicago, Ill.

$24,00122;   increase   in   paid-up   surplus,   $140.000;   total,

$164,001.22.

Losses:   Underwriting,   $3,646.8.2;   return   premiums   to

Westerlin & Campbell Co.,

INCOME,

1919.

 

policyholders   on   participating   policies,   $14,187.29;   total,

 

Marine

and Inland.

$17,834.11.

Surplus, December 31,   1918, $69,004.77;   increase, $146.-

Fire, etc.

Gross premiums written..   $604, 429

47

$123.066

30

167.11;   surplus, December 31, 1919, $215,171.88.

 

Less reinsurance   42.030

66

9.609

13

 

 

......

Less return premiums..   115, 644

40

12, 499

30

Net Premiums

_MISCEI,LANEOIIS CLASSES:   Written.

.   Net Losses

Incurred.

 

 

Total net premiums..   $446.754 41

$100.957

87

Windstorm and tornado....   $2, 572 91

$292 72

Interest,   etc   

29,074

76

Hail   2,472 79

1,203 97


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