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BEST'S INSURANCE REPORTS—FIRE AND MARINE.   235

MARQUETTE NATIONAL FIRE INSURANCE COMPANY — Continued.

Picard, Napoleon, Chicago, manager Insurance Exchange,

Chicago, Ill.

Ratios to Premiums Earned.— Losses incurred, 54.0%;

expenses incurred, 66.0%; underwriting loss, 9.3%.

Reis, Dr. Henry, member Board of Health in Belleville,

Miscellaneous,   1919.— Net losses   incurred, $344,615.77;

Ill.; Supreme Medical Director of the Catholic Knights of

net risks in force December 31, 1919, $122,156,876: net pre-

miums in force, $1,249,982.79.

Illinois.

Stockholders' Annual Meeting.— February first.

 

Underwriting Exhibit, 1919.— Premiums earned during

INCOME, 1919.

 

 

1919, $637,789.35; gain from underwriting profit and loss

items, $70,137.65; total, $707,927.

Gross premiums written    

$1.507.460

59

Losses incurred during 1919, $344,615.77;   underwriting

Less reinsurance    

291,047

5.2

expenses   incurred   (luring   1919,   $422,984.84;   total,   $767,-

Less return premiums    

311.304

18

600.61.

Loss from underwriting during 1919, $59,673.61.

 

 

Total net premiums    

$905,108

89

Investment Exhibit, 1919.— Interest. etc., earned (luring

Interest, etc   

49. 184

31

1919, $51,773.46;   profit on   investments during   1919.   $9,-

Other income    

9, 441

00

451: total, $61,224.46.

Loss on investments during 1919, $2,701.27;   investment

 

TOTAL INCOME    

$963, 734

20

expenses incurred during 1919, $8,422.78; total, $11,124.05.

Gain from investments during 1919, $50,100.41.

LISBURSEMENTS, 1919.

 

 

Gain and Loss Exhibit. 1919.— Gain from invstments,

Net losses paid    

$328, 506

49

$50.100.41.

Underwriting expenses    

411. 484

84

Losses:   Underwriting.   $59,673.61:   dividends,   $30,000;

Dividends to stockholders    

30. 000

00

total, $89,673.61.

Other disbursements    

12,751

76

,Surplus, December 31, 1918, $341.017.94:   decrease. $39,-

--   — 573.20: surplus. December 31. 1919. $301,444.74.

TOTAL DISBURSEMENTS    $782,743 09

   Ratios to Premiums Written.— Losses paid, 36.3%: in-   Net Premiums   Net Losses

   curred, 38.1% : underwriting expenses. 45.4%: underwriting   MISCELLANEOUS CLASSES:   Written.   Incurred.

loss, 6.6%.   Windstorm and tornado ....   $612 50   $117 30

MARYLAND MOTOR CAR INSURANCE COMPANY OF DELAWARE,
Garrett Building, Baltimore, Md.

ABM1'rTEB ASSETS, DECEMBER 31, 1919.

 

Loans on collateral security    

$115

38

Bonds and stocks owned (market value)    

652. 598

00

Interest due and accrued thereon    

7,479

78

Cash in banks and office    

227.074

62

Agents' balances not over three months due.

118.316

83

Reinsurance recoverable    

2,684

28

TOTAL ADMITTED ASSETS    $1,

008.268

89

GENERAL REVIEW.

history—'Phis company was incorporated under the laws of Maryland and began business March 1, 1910, with an authorized capital of $100,000, 50% of which was paid in, with $12.500 surplus. Thu balance of the capital and $12,-500 surplus were paid in by May 1, 1910.

During 1912 its capital was increased from $100,000 to $300.000, and $50,000 additional surplus was paid in. The par value pf its stock is $100 per share. On December 19, 1912, it was reincorporated under the laws of Delaware.

In 1919 it increased the capital to $500,000 and added 850.000 to surplus.

Management and Reputation.—The company was organized and is managed by J. Purviance Bonsai, its president, who was connected with the United States Fidelity and Guaranty Company of Baltimore for six years, and who had previously been in the insurance agency and brokerage business in the city of Baltimore for some years.

It is backed by substantial interests and its directorate

LIABILITIES. DECEMBER 31, 1919. LOSSES: In process of adjustment, $42,-741.70: resisted. $286.50; total, $43,-

028.20; reinsurance. $1,365.50; net   $41,662 70

Unearned premiums    343,888 46

Salaries, rents, etc    1.010 05

Estimated taxes hereafter payable    15,410 56

Contingent commissions. etc    6.395 15

TOTAL LIABILITIES. except capital   $408,366 92

CAPITAL PAID UP    500,000 00

NET SURPLUS    :   99,901 97

TOTAL   $1, 008, 268 89

includes prominent bankers and business men of Baltimore. On December 31, 1919, the directors owned $124,900, par value, of its capital stock.

The company has made good progress. The loss ratio has been low, but its expenses of operation are high, due mainly to the character of its business.

A greatly increased business was written in 1919 so that it now writes a full volume. This increase necessitated larger reserves so that, in spite of the $50.000 contributed during the year, the surplus decreased $591.35.

Its loss paying reputation is excellent.

The securities owned are of good character. The security valuations are those fixed by the Convention of Insurance Commissioners.

The company writes motor car insurance only, and is a member of the National Automobile Underwriters Conference; also the New- England, Eastern, Southern, West-ern and Pacific Conferences.

Affiliations.— Eastern Automobile Underwriters Confer-


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