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=2..G   BEST'S INSURANCE REPORTS   FIRE AND MARINE.

MARYLAND MOTOR CAR 1N SURANCE once, National Automobile Underwriters Conference, New England Automobile Underwriters Conference, Pacific Coast Automobile Underwriters Conference, Southern Automobile Underwriters Conference, Western Automobile Underwriters Conference.

Class of Business Written.— Automobile insurance only, covering fire, loss or damage in transportation, theft, collision and property damage.

Territory— It is licensed in Ala., Ariz., Cal., Colo., Conn., Del., D. C., Fla., Ga., I11., lnd., Ky., La.. Me., Md., Mass., Mich., Minn., Mo., Mont., Neb., N. II., N. J., N. Y., O., Ore., Pa., R. I., S. C., Tenn., Tex., Utah., Vt., Va., Wash., W. Va. and Wis.

Dividends.— In 1912 it paid a dividend of 2% on $100.-000 capital and 2% on $300,000 capital; in 1913-1915, inc., 5%; 1916, 5.5%; 1917, 6%; 1918, 6.75%; 1919, 71/2% on $300,000 capital, the increase of $200,000 not having been paid in until after the dividend period.

Officers.—President, J. Purviance Bonsai; vice-presidents, Chas. B. Reeves, Wm. Whitridge and Leo F. Fitzpatrick; vice-president and secretary, Leo F. Fitzpatrick: treasurer and assistant secretary, II. Ross Barton: assistant treasurer and assistant secretary, A. B. Crisp.

Directors.

Bland, John R„ president IT. S. Fidelity and Guaranty Company, Baltimore.

Bonsai, J. Purviance, president.

Bowdoin, W. Graham, Jr., attorney at law, Baltimore. Fenhagen, James C., Robert Garrett & Sons, bankers, Baltimore.

James, Norman, James Lumber Co.

Keyser, W. Irvine, banker, Baltimore.

Reeves, Charles B., vice-president.

Rieman, Charles E., president Western National Bank, Baltimore.

Riggs, Alfred R., attorney at law.

Ulman, Jacob A., president The Anodion Metal Co., Baltimore.

White, Miles, Jr.. capitalist. Baltimore.

Whitridge, William, banker, Baltimore.

Stockholders' Annual Meeting.— First Tuesday in February.

INCOME, 1919.

Gross premiums written    $991.526 21

Less reinsurance    22.930 43

COMPANY OF DELAWARE—Continued.

Less return premiums

232, 311

13

Total net premiums    

$736.284

65

Interest,   etc   

25.116

77

Surplus from sale of capital stock    

50,000

00

Other income    

220

37

TOTAL. INCOME    

$811,621

79

DISBURSEMMENTS, 1919.

.Net losses paid    

$277, 536

39

Underwriting expenses    

332.465

20

Dividends to stockholders    

2.2,500

00

Syndicate   for   sale   of   additional   capital

stock   

7,500

00

Other disbursements    

7,834

37

TOTAL DISBURSEMENTS    

$647,835

96

Ratios to Premiums Written.—Losses paid, 37.7%; incurred, 39.1%; underwriting expenses, 45.1%; underwriting loss, 4.7%.

Ratios to Premiums Earned.— Losses incurred, 48.6%; expenses incurred, 57.2%; underwriting loss, 5.8%.

Miscellaneous, 1919.—Net losses incurred, $287.809.75; net risks in force December 31, 1919. $24.624,859: net premiums in force, $687,776.91.

Underwriting Exhibit, 1919.—Premiums earned during 1919, $591,583.22: loss from underwriting profit and loss items. $341.1S; total, $591,242.04.

Losses incurred 'during 1919. $287.809.75; underwriting expenses incurred during 1919, $338,234.27: total, $626,-044.02.

Loss from underwriting during 1919. $34,801.98.

Investment Exhibit, 1919.—Interest. etc., earned during 1919, $26,341.28; profit on investments during 1919, $34.31; total, $26,375.59.

Loss on investments during 1919. $5,266.51: investment

expenses incurred during 1919, $40; total, $5,306.51. Gain from investments during 1919, $21,069.08.

Gain and boss Exhibit, 1919.—Gains: Investments, $21,-

069.08; other sources, $35,641.59; total, $56,710.67. Losses):   Underwriting, $34,801.98; dividends. $22,500;

total, $57,301.98.

Surplus, December 31, 1918, $100,493.28; decrease, $591.31: surplus, December 31, 1919, $99.901.97.

MASSACHUSETTS FIRE AND MARINE INSURANCE COMPANY,
95 Water Street, Boston, .[ass.

Loans on collateral security    

$40,000

00

LOSSES:   Adjusted, not due, $106,623.53;

 

Interest due and accrued thereon   

137

77

in   process   of   adjustment,   $321,411.47;

 

Bonds and stocks owned (market value)    

1,388,004

00

total, $428,035;   reinsurance, $108,709.83;

 

Interest due and accrued thereon    

10,763

39

net   

$319,325

Cash in banks and office    

246,421

27

Unearned premiums:   Fire and miscellane-

 

Agents' balances not over three months due.

1S3, 328

29

ous,   $520,193.15;   inland   navigation,

 

Reinsurance recoverable on paid losses   

8,772

83

$270,245.21; marine, $5,264.79; total   

795, 703

 

 

 

Salaries, rents, etc    

2,425

 

 

 

Estimated taxes hereafter payable    

26,485

 

 

 

Contingent commissions, etc    

138

TOTAL ADMITTED ASSETS    $1,877,427 55

ADMITTED ASSETS, DECEMBER 31, 1919.

LIABILITIES, DECEMBER 31, 1919.

17

15 35 16 05

TOTAL LIABILITIES, except capital   $1,144,076 88

CAPITAL PAID UP    500, 000 00

NET SURPLUS    233,350 67

TOTAL   $1,877.427 55


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