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266   BEST'S INSURANCE REPORTS-FIRE AND AIARINE.

NATIONAL-BEN FRANKLIN FIRE INSURANCE COMPANY — Continued.

Classes of Business Written.—Fire, automobile and tor-

INCOME, 1919.

 

 

nado insurance.

 

Fire, etc.

Automobile.

Territory.— It is lice 1sed in Cal., Colo., Conn., D. C., Fla.,

Gross premiums written..

$3,847.797

44

$409,169 42

Ga.,   Idaho,   Ill.,   Ind.,   Ia.,   Kan.,   La.,   Md.,   Mass.,   Mich.,

Less reinsurance    

802,888

11

8,755 61

Minn., Mo., Mont.,   N. J., N. Y., O., Ore., Pa., S. C.,

Less return premiums..

571,39:3

29

91,279 57

Tenn.,   Tex., Utah,   Wash,   and   \l-is.   It also   operates   in

Alberta, B. C., Man., Out., Que. and Sas.

 

 

 

 

Total net premiums..   $2.473,516

04

$309,134 24

Dividends.— It has paid good dividends, the rate from

Interest,   etc   

210,086 OS

1897 to 1902, inc., being 12%, and from 1903 to 1913, inc., 16% ; in 1914 it paid 12%; 1915, S%; in 1916, 10%; 1917 and 191S. 12%; 1919, 16%.

Officers.— President, H. M. Schmitt; vice-presidents, Chas. F. Stifel and Jos. C. Porter: secretary, Thos. A. Hathaway; assistant secretary, Paul A. Schmitt.

Directors.

Ingham; H. B.. fire insurance, N. S. Pittsburgh.

Jones, James B., president J. B. Jones & Co., scrap iron dealers, Pittsburgh.

Lauman, A. H.. president National Mortar & Supply Co., Pittsburgh.

Loch, August. jeweler, N. S. Pittsburgh.

_McCance, P. T., of McCa-nce & Bulfrois, merchant tailors, Pittsburgh.

McKnight, Hugh, president of Sarni. McKnight Hard-ware Co., N. S. Pittsburgh.

Ommert, John, merchant tailor, N. S. Pittsburgh. Pitcairn. R. V., physician, N. S. Pittsburgh.

Pitcairn, Thos. C., attorney at law, Pittsburgh. Porter, Joseph C., retired capitalist.

Schmitt, H. M., president National-Ben Franklin Fire Ins. Co., N. S. Pittsburgh.

Stifel, Chas. F., retired capitalist, N. S. Pittsburgh, Tannehill. R. C., contractor, N. S Pittsburgh. Thompson, Wm. D.

General Agencies.

James F. Cobb Co.. San Francisco. for California.

B. Duke Crouch, Nashville, for Ben Franklin Underwriters in Tennessee.

Eliel & Loeb, Chicago. for Ben Franklin Underwriters in Illinois and Indiana.

J. H. Gardner, Denver, for Colorado. Montana and part of Utah.

J. G. Hornberger, San Antonio. for southern Texas. David Huguenin. Charleston. for South Carolina Allen Mehle. New Orleans. for Louisiana.

F. Merges & Co., New York City, for New York City, New York suburbs and New Jersey suburbs.

Ezra A. Benner. Hazelton, part of Pennsylvania. A. H. Ensign. Salt Lake City, part of Utah.

J. A. Fehl, Lancaster, part of Pennsylvania.

Massie & Renwick, Toronto, Out., for Canada.

Hurt & Quin, Atlanta, for Georgia and Florida.

Geo. S. Rosenerantz, Boston, for Massachusetts and Connecticut.

John J. Yingling, Allentown. for part of Pennsylvania. Fish & Schulkamp. Madison, for Wisconsin and Minnesota.

Stockholders' Annual Meeting.— Second Monday in January.

DISBURSEMENTS, 1919.

Net losses paid:

Fire and miscellaneous    $851, 464

Automobile   201, 281

TOTAL   $1, 052, 746

Underwriting expenses    1, 327, 532

Dividends to stockholders    160, 000

Other disbursements    971

TOTAL DISBURSEMENTS    $2,541,249

Ratios to Premiums Written..—Losses paid, fire, etc., 34.4%; automobile, 65.1%; incurred, fire, etc., 36.1%; automobile, 47 4%; underwriting expenses, 47.7%; under-writing profit, 1.2%.

Ratios to Premiums Earned.—Losses incurred, 42.2%; expenses incurred. 56.6%; underwriting profit, 1.3%.

Miscellaneous, 1919.- Net losses incurred, fire and miscellaneous. $892.517.30; automobile, $146,425.31; net risks in force December 31, 1919, fire and miscellaneous, $551,-616,218; automobile, $11.403.405; net premiums in force, Ere and miscellaneous, ,;5,879,657.59; automobile, $315,-976.44.

Underwriting Exhibit, 1919.— Premiums earned during 1919, $2.458.565.12; gain from underwriting profit and loss items. $4.743.95: total, $2,463,309.07.

Losses incurred during 1919. $1,038,942 61; underwriting expenses incurred during 1919, $1,392,000.74; total, $2,-430.943.35.

Gain from underwriting during 1919. $32,365.72.

lncestment Exhibit, 1919.—Interest. etc.. earned during 1919, $214,029.43; profit on investments during 1919. $12,-061.S3; total, .$226,091.26.

Loss on investments during 1919, $970.38; investment expenses incurred during 1919, $20.549.16; total, $21,-519.54.

Gain from investments during 1919, $204.571.72.

Gain and Loss Exhibit, 1919.—Gains: Underwriting, $32.365.72; investments, $204,571.72: other sources, $81,-612.95: total, $318,550.39.

Loss from dividends. $160,000.

Surplus, December 31, 191S, $607.684.42; increase, $158,-550.39: surplus, December 31, 1919, $766.234.81.

Net Premiums   Net Losses

MISCELLANEOUS CLASSES:   Written.   Incurred.

Motor vehicles    $309,134 24   $146.425 31

Windstorm and tornado....   17, 916 29   15. 742 98

Other income

2, 907 33

TOTAL INCOME    $2,995.643 69

51 67 18 40 00 3S

96


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