You are reading a page from A.M. Best, Best's Insurance Reports Fire and Marine (1919)
Part of the American Term Life Insurance History Project
Term Life Insurance
Previous Index Next

 

332   BEST'S INSURANCE REPORTS—FIRE AND MARINE.

PACIFIC NATIONAL FIRE INSURANCE COMPANY—Continued.

Officers.— President, G. W. Peltier; vice-presidents, W. F. Gormley, Leon M. Ware and R. T. Melton; secretary and treasurer, Byron F. Vandenberg, Jr.

Directors.— Geo. W. Peltier, W. F. Gormley, R. T. Melton. H. C. Bronson, A. N. Bullock, H. J. Barceionx, .JamesMadison, J. I. McConnell, L. M. Ware.

* The company advised us as this report was going to press that this ratio should be 46.l% because of reinsurance commissions not deducted from commissions paid agents in figures submitted its.

Ratios to Premiums Earned.—Losses incurred, 44.4%; expenses incurred, 167.5%; underwriting profit, 1.2%.

Stockholders'   Annual   Meeting.— Second

April.

INCOME, 1919.

Tuesday

in

See note above, this ratio changes accordingly to 55.8%.

Miscellaneous,   1919.—Net   losses   incurred,   $21,179.48:

net risks in force December 31,   1919, $3.961.820:   net pre-

Gross premiums written    

$109,665

34

miums in force. $70,056.60.

Less reinsurance    

27.52S

14

Underwriting Exhibit, 1919.—Premiums earned during

Less return premiums    

24.441

98

1919.   $47,723.49:   gain   from underwriting profit and loss

Total net premiums

$57, 695

22

items. $9,236.11;   total. $56,959.60.

Interest, etc   

19.944

03

Losses incurred during 1919, $21.179.48: underwriting ex-

Other income    

9.067

84

penses incurred during 1919, $35,205.10; total, $56,384 58.

Subscription to surplus    

100,140

00

Gain from underwriting during 1919, $575.02,

Investment Exhibit, 1919.—Interest, etc., earned during

TOTAL INCOME    

$186.847

09

1919.   $15,705.79;   profit   on   investments   during   1919,

DISBURSEMENTS, 1919.

 

 

$505.55: total. $19,211.34.

Net losses paid    

$20.381)

85

Investment expenses incurred during 1919, $1.271.08.

Underwriting expenses    

37.108

98

Cain from investments during 1919, $17,940.26.

Other disbursements

1.271

OS

Gain   and   Loss Exhibit,   1919.—Gains:   Underwriting,

TOTAL DI$BURSEMENTS   $58.160 91

Ratios to Premiums Written.— Losses paid, 35.3%; incurred, 36.7%; underwriting expenses, *64.3%: underwriting profit, 0.9%.

$575.02: investments, $17,940.26: other sourer's, $99.202 62: total. $117.817.90.

Surplus. December 31, 1918, $111.142.74; increase, $117,-817.90: surplus, December 31. 1919, $225,960.64.

PACIFIC STATES FIRE INSURANCE COMPANY,
Eleventh and Alder Streets, Portland, Oregon.

ADMITTED ASSETS, DECEMBER 31, 1919.

Real estate owned (market value)    

Mortgage loans on real estate    

Interest due and accrued thereon   

Loans on collateral security    

Interest due and accrued thereon   

Bonds and stocks owned (market value)    

Interest due and accrued thereon    

Cash in banks and office    

Agents' balances not over three months due.

Reinsurance due on losses paid   

Other admitted assets    

$260,15S 09

74. SO4 23

993 26

1.155   61

75 06

561.912 99

10,963 26

27,138 39

44.808 92

666 10

199 19

TOTAL ADMITTED ASSETS    

$982, 878 10

GENERAL REVIEW.

History.-- This   company   was   incorporated

und- r

the

laws of Oregon, in November, 1919, with $250,000 authorized capital (par value of shares, $100) , with power to in-crease it to $1,000,000. It began business January 1, 1911, with $100,000 capital paid in. The stock of the company was sold to the public through stock salesmen, who received a commission of 10%.

The company was examined by the Insurance Departments of Oregon and Washington in May, 1916. The examiners ascertained that on March 31, 1916, the total number of shares subscribed amounted to 7.204; shares issued, fully paid, 3,455; subscriptions canceled, 841; leaving subscriptions for 2,908 shares partially paid. Of the shares fully paid 1,112 were sold at $125 a share, 947 shares were sold at $150 per share, 3 shares were sold at $165 per share, and 1,393 shares were sold at $200 per share, making the total capital paid in $345,500 and col-

LIABILITIES, DECEMBER 31. 1919.

 

 

LOSSES:   Adjusted.   due,   $14,247.85:   not

 

 

due, $5.483.66;   total, $19.731.51:   reinsur-

 

 

ance,   $7,581.13;   net   

$12,150

38

Unearned premiums:   Fire and miscellane-

ous. $147,601.66:   inland navigation. $18.-

392.69:   total   

165,994

35

Dividends to stockholders unpaid   

132

30

Estimated taxes hereafter payable    

5,000

00

Mortgages   

130,000

00

TOTAL LIABILITIES, except capital   

$313, 277

03

CAPITAL PAID UP    

299, 510

00

NET SURPLUS

370.091

07

TOTAL   

$982, 878

10

lections on surplus account, $214,645. The net commission paid for the sale of the stock was $121,733.26.

There was a further increase during 1917, and on December 31, 1917, the paid-in capital amounted to $405,000: the surplus was $151,001.67.

Between January 1 and March 31, 1918, $4,700 was paid into capital account, making the paid-in capital $409.700 on the latter date. On March 31, 1918, the capital was reduced to $286,790, and the difference, $122,910, was added to surplus, the par value of the shares being changed from $100 to $70. On December 31. 1918, the paid-up capital stood at $292.690, $5,900 additional having been paid in since April 1, 1918. The surplus on December 31, 1918, amounted to $295,731.80. During 1919 it made a further increase in capital, so that on December 31, 1919, the paid-up capital was $299,510.

The company guarantees policies issued under the title " Oregon Underwriters."


Previous Index Next