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192 BUSINESS OF LIFE INSURANCE |
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THREE PER CENT. |
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Plan. |
Premium. Loading. Allowed. Total. P.C. | ||||
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1i 1 i- |
Life Life 20 P. Life 15 P. Life 1.0 P. End 15 yrs. |
28.11 38.34 45.91 61.53 70.50 |
6.37 7.56 8.43 10.26 11.95 16.85 |
13.05 13.05 13.05 13.05 13.05 13.05 |
19.42 20.61 21.48 23.31 25.00 29.90 |
.69 .54 .47 .38 .355 .28 |
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End 10 yrs. 107.70 | ||||||
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THREE AND A HALF PER CENT. |
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Plan. |
Premium. Loading. Allowed. Total. P.C. | |||||
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Life |
27.30 |
6.75 |
11.90 |
18.65 |
.68 |
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End 20 yrs. |
52.47 |
9.57 |
13.05 |
22.62 |
.43 |
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Life 20 P. |
36.00 |
7.72 |
11.90 |
19.62 |
.545 |
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Life 15 P. |
42.60 |
8.49 |
11.90 |
20.39 |
.48 |
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Life 10 P. |
56.30 |
10.08 |
11.90 |
21.98 |
.39 |
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End 20 yrs. |
50.80 |
9.80 |
11.90 |
21.70 |
.42 |
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End 15 yrs. |
68.60 |
12.18 |
11.90 |
24.08 |
.34 |
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End 10 yrs. 105.60 |
17.43 |
11.90 |
29.33 |
.28 | |
These tables show the margins, not counting any gains from mortality, when the "preliminary term" provision is confined to the amount of the life premium in every case, a reserve being set up out of any additional premium, paid, not for life insurance, but either to prepay premiums on a life policy beyond a certain period or to mature the policy at the end of a certain term, as an endowment.
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