xii   DEPARTMENT OF FINANCE—INSURANCE BRANCH.

Adverse Balances.—YEtna Fire, S6,680 ; Agricultural, of Watertown, $29,832 ; Connecticut Fire, 51,560; Phenix, of Brooklyn, $26,106; Phuunix, of Hartford, $9,879. Total, $74,057.

Total adverse balances, $53,047.

The results of the total business of these companies, from 1875 to 1895, inclusive, are as follows :--

Paid for losses (1875–95)    $ 7,266,244

do general expenses    2,754.052

Total payments    $l 0,020, 296

Received for premiums    10, 640, 501

Excess of receipts over payments    $ 620,205

The table given below shows the result of the business of each year from 1875 to 1895 inclusive, and the total results from year to year during the same period.

Year.

Years

inclusive.

1875   

   + 58,841

1876   + 97,919

1877   396,468

1878   + 47,309

1879..   .   + 32,894

1880   + 56,316

1881   + 53,747

1882   - 62.244

1883   + 102,135

1884   + 91,136

1885   + 100,784

1886    I + 91,0911

1887   —   49

1888   + 102,288

1889   + 97,488

189O   + 54,404

1891   + 72,378

1892..   .   — 16,487

1893   -- 42,205

1894   +   7,392

1895   — 53,047

+ Favourable. — Adverse.

CANADIAN FIRE COMPANIES.

In considering the Canadian companies, their whole fire insurance business, in Canada and elsewhere, as well as their whole marine business must be taken into account, inasmuch as a separation of expense between these branches has not been made.

The following table gives the distribution of their fire business between Canada and elsewhere, and shows that the foreign business has been, on the whole, more favour-able to the companies than the home business.

   1875 to '76   + 156,760

   1875 to '77   — 239,708

   1875 to '78   — 192,309

   1875 to '79   — 159,415

   1875 to '80   — 103,099

   1875 to '81   — 49,352

   1875 to '82   + 12,892 1875 to '83 I + 115,027

   1875 to '84   + 20;,1;3

   1875 to '85   + 306,94;

   1875 to '86   + 398,043

   1875 to '87   + 397,994

   1875 to '88   + 500,282

   1875 to '89   + 597,770

   1875 to '90   + 652,174

   1875 to '91   + 724.552

   1875 to '92   — 708,065

   1875 to '93   + 665,860

   1875 to '94   + 673,252

   1875 to '95   + 620,205