COST OF INSURANCE PER $I000 OF A FIFTEEN PAYMENT

LIFE POLICY DURING VARIOUS YEARS, AMERICAN

EXPERIENCE, THREE AND ONE-HALF PERCENT,

MODIFIED PRELIMINARY TERM (TWENTY

PAYMENT LIFE BASIS).

AGE.

11th

Year.

12th

Year.

13th

Year.

14th

Year.

15th

Year.

15

6.27

6.II

5.92

5.73

5.53

16

6.29

6.12

5.93

5.74

5.53

17

6.31

6.13

5.94

5.75

5.53

18

6.32

6.15

5.96

5.75

5.54

19

6.35

6.16

5.97

5.76

5.55

20

6.37

6.18

5.98

5.78

5.56

21

6.39

6.20

6.o1

5.80

5.57

22

6.42

6.23

6.03

5.81

5.58

23

6.46

6.26

6.05

5.84

5.60

24

6.49

6.29

6.09

5.86

5.63

25

6.53

6.33

6.12

5.90

5.66

26

6.58

6.38

6.17

5.94

5.69

27

6.63

6.43

6.21

5.98

5.73

28

6.70

6.49

6.27

6.03

5.77

29

6.77

6.56

6.33

6.09

5.82

30

6.85

6.63

6.41

6.15

5.89

31

6.93

6.72

6.48

6.24

3.96

32

7.03

6.81

6.58

6.33

6.o6

33

7.14

6.93

6.69

6.44

6.16

34

7.27

7.05

6.83

6.57

6.29

35

7.41

7.21

6.98

6.72

6.44

36

7.59

7.38

7.16

6.91

6.62

37

7.79

7.59

7.37

7.12

6.82

38

8.02

7.84

7.62

7.36

7.04

39

8.30

8.12

7.90

7.62

7.28

40

8.62

8.44

8.21

7.92

7.55

41

8.97

8.79

8.55

8.24

7.84

42

9.37

9.18

8.93

8.59

8.15

43

9.81

9.62

9.35

8.98

8.48

44

10.31

I0.I0

9.81

9.40

8.84

45

10.85

10.64

10.31

9.85

9.22

46

11.46

11.22

10.85

10.34

9.63

47

12.12

11.85

11.45

10.87

10.06

48

12.85

12.56

12.10

11.44

10.52