COST OF INSURANCE PER $I000 OF A TEN YEAR ENDOW-

MENT POLICY DURING VARIOUS YEARS, AMERICAN

EXPERIENCE, THREE AND ONE-HALF PERCENT

MODIFIED PRELIMINARY TERM (TWENTY

PAYMENT LIFE BASIS).

AGE.

1st

Year.

2d

Year.

3d

Year.

4th

Year.

5th

Year.

15

7.10

6.46

5.78

5.08

4.34

16

7.12

6.48

5.81

5.11

4.37

17

7.15

6.52

5.84

5.14

4.40

18

7.19

6.55

5.88

5.17

4.43

19

7.23

6.58

5.92

5.21

4.46

20

7.27

6.63

5.96

5.24

4.49

21

7.31

6.68

6.00

5.28

4.52

22

7.36

6.72

6.04

5.32

4.56

23

7.42

6.77

6.o8

5.36

4.60

24

7.47

6.82

6.13

5.41

4.64

25

7.52

6.87

6.19

5.46

4.69

26

7.58

6.93

6.24

5.51

4.74

27

7.65

6.99

6.31

5.57

4.78

28

7.72

7.07

6.37

5.63

4.84

29

7.79

7.14

6.44

5.69

4.91

30

7.87

7.21

6.51

5.77

4.97

31

7.96

7.30

6.6o

5.85

5.04

32

8.05

7.40

6.69

5.93

5.13

33

8.16

7.49

6.78

6.03

5.21

34

8.27

7.60

6.89

6.13

5.31

35

8.38

7.72

7.01

6.25

5.42

36

8.52

7.85

7.14

6.37

5.54

37

8.66

8.00

7.28

6.51

5.66

38

8.83

8.16

7.45

6.66

5.81

39

9.00

8.34

7.61

6.83

5.96

40

9.20

8.53

7.81

7.02

6.15

41

9.41

8.74

8.oi

7.22

6.34

42

9.64

8.98

8.26

7.45

6.58

43

9.90

9.25

8.52

7.73

6.83

44

10.20

9.54

8.83

8.03

7.13

45

10.52

*9.89

9.18

8.38

7.48

46

10.91

10.28

9.58

8.79

7.88

47

11.33

10.72

10.04

9.25

8.32

48

11.82

11.24

10.57

9.78

8.82

49

12.39

11.83

11.17

10.36

9.38

50

13.04

12.50

11.84

11.02

Io.01

51

13.78

13.24

12.58

11.75

10.71

52

14.59

14.07

13.42

12.57

11.50

53

15.50

15.01

14.35

13.49

12.37

54

16.53

16.04

15.39

14.50

13.33

55

17.66

17.20

16.54

15.63

14.41

56

18.93

18.48

17.81

16.88

15.61

57

20.33

19.89

19.24

18.28

16.95

58

21.88

21.48

20.82

19.84

18.44

59

23.61

23.23

22.57

21.56

20.08

6o

25.53

25.18

24.52

23.46

21.90