COST OF INSURANCE PER $I000 OF A FIFTEEN YEAR

ENDOWMENT POLICY DURING VARIOUS YEARS,

AMERICAN EXPERIENCE, THREE AND ONE-

HALF PERCENT MODIFIED PRELIMINARY

TERM (TWENTY PAYMENT LIFE BASIS).

Acs.

6th

Year.

7th

Year.

Sth

Year.

9th

Year.

10th

Year.

15

5.32

4.86

4.36

3.84

3.29

16

5.36

4.89

4.39

3.87

3.31

17

5.40

4.92

4.43

3.90

3.34

18

5.43

4.96

4.46

3.93

3.37

19

5.47

4.99

4.49

3.96

3.40

20

5.51

5.04

4.53

4.00

3.43

21

5.56

5.08

4.57

4.04

3.47

22

5.60

5.12

4.62

4.08

3.51

23

5.65

5.18

4.67

4.12

3.55

24

5.71

5.23

4.71

4.17

3.59

25

5.77

5.28

4.77

4.23

3.64   1

26

5.83

5.35

4.84

4.29

3.69

27

5.90

5.42

4.90

4.34

3.75

28

5.98

5.49

4.97

4.42

3.82

29

6.06

5.57

5.05

4.49

3.89

30

6.14

5.66

5.13

4.58

3.97

31

6.24

5.75

5.23

4.67

4.06

32

6.34

5.56

5.34

4.77

4.15

33

6.47

5.98

5.46

4.88

4.25

34

6.59

6.11

5.58

5.00

4.37

35

6.74

6.25

5.72

5.14

4.50

36

6.89

6.41

5.87

5.29

4.65

37

7.07

6.58

6.o5

5.46

4.82

38

7.25

6.78

6.24

5.66

5.01

39

7.47

6.99

6.47

5.88

5.22

40

7.71

7.25

6.72

6.14

5.48

41

7.99

7.53

7.01

6.44

5.77

42

8.30

7.85

7.36

6.78

6.10

43

8.66

8.24

7.74

7.16

6.46

44

9.08

8.67

8.18

7.59

6.87

45

9.55

9.16

8.67

8.07

7.34

46

10.09

9.70

9.21

8.61

7.85

47

10.69

10.31

9.83

9.21

8.43

48

11.36

I1.00

10.51

9.89

9.06

49

12.12

11.76

11.28

10.63

9.77

50

12.95

12.61

12.13

11.46

10.57

51

13.89

13.56

13.07

12.39

11.45

52

14.92

14.60

14.12

13.42

12.44

53

16.07

15.77

15.29

14.57

13.54

54

17.35

17.07

16.59

15.84

14.75

55

18.77

18.51

18.03

17.25

16.11

56

20.J5

20.11

19.62

18.82

17.63

57

22.09

21.87

21.39

20.58

19.31

58

24.01

23.83

23.37

22.52

21.19

59

26.15

26.01

25.55

24.68

23.28

6o

28.52

28.42

27.98

27.10

25.61