COST OF INSURANCE PER $1000 OF A FIFTEEN YEAR

ENDOWMENT POLICY DURING VARIOUS YEARS,

AMERICAN EXPERIENCE, THREE AND ONE-

HALF PERCENT MODIFIED PRELIMINARY

TERM (TWENTY PAYMENT LIFE BASIS).

Acs.

11th

Year.

12th

Year.

13th

Year.

14th

Year.

15th

Year.

15

2.70

2.09

1.43

.74

0

16

2.73

2.10

1.44

.74

0

17

2.75

2.12

1.46

.75

0

18

2.77

2.14

1.47

.76

0

19

2.80

2.17

1.49

.77

0

20

2.83

2.19

1.51

.78

0

21

2.86

2.22

1.53

.79

0

22

2.90

2.25

1.55

.8o

0

23

2.93

2.28

1.57

.82

0

24

2.97

2.31

I.6o

.83

0

25

3.02

2.35

1.62

.85

0   1

26

3.07

2.39

1.66

.86

0

27

3.12

2.43

1.69

.88

0

28

3.18

2.48

1.73

.90

0

29

3.24

2.54

1.77

.92

0

30

3.31

2.59

1.81

.95

0

31

3.39

2.66

1.86

.98

0

32

3.47

2.73

1.92

1.01

0

33

3.57

2.82

1.98

1.05

0

34

3.68

2.91

2.05

1.09

0

35

3.80

3.01

2.13

1.14

0

36

3.94

3.13

2.23

1.19

0

37

4.09

3.27

2.34

1.26

0

38

4.27

3.43

2.46

1.33

0

39

4.48

3.61

2.60

1.41

0

40

4.72

3.82

2.76

1.50

0

41

4.98

4.05

2.94

1.61

0

42

5.29

4.31

3.14

1.72

0

43

5.62

4.60

3.36

1.85

0

44

6.00

4.93

3.61

1.99

0

45

6.42

5.29

3.89

2.15

0

46

6.90

5.70

4.20

2.33

0

147

7.42

6.15

4.55