COST OF INSURANCE PER $1000 OF A TWENTY YEAR

ENDOWMENT POLICY DURING VARIOUS YEARS,

AMERICAN EXPERIENCE, THREE AND ONE-

HALF PERCENT MODIFIED PRELIMINARY

TERM (TWENTY PAYMENT LIFE BASIS).

AGE.

1st

Year.

2d

Year.

3d

Year.

4th

Year.

5th

Year.

15

7.48

7.24

6.99

6.74

6.47   1

16

7.51

7.27

7.03

6.77

6.50   1

17

7.54

7.31

7.06

6.81

6.54

18

7.58

7.34

7.10

6.85

6.59

19

7.62

7.38

7.15

6.90

6.63

20

7.66

7.43

7.20

6.95

6.68

21

7.71

7.49

7.25

7.00

6.73

22

7.76

7.54

7.30

7.04

6.78

23

7.81

7.59

7.35

7.10

6.84

24

7.87

7.64

7.41

7.17

6.90

25

7.93

7.71

7.48

7.23

6.97

26

7.99

7.77

7.54

7.30

7.04

27

8.66

7.84

7.62

7.37

7.11

28

8.13

7.92

7.69

7.45

20

29

8.21

8.6o

7.77

7.54

29

30

8.30

8.o8

7.86

7.64

7.39

31

8.38

8.18

7.97

7.74

7.49

32

8.48

8.29

8.o8

7.84

7.61

33

8.59

8.40

8.18

7.97

7.74

34

8.71

8.51

8.32

8.Io

7.89

35

8.83

8.65

8.45

8.26

8.04

36

8.97

8.79

8.62

8.42

8.21

37

9.12

8.96

8.78

8.6o

8.40

38

9.30

9.14

8.98

8.79

8.6o

39

9.48

9.34

9.18

9.01

8.83

40

9.69

9.55

9.40

9.25

9.09

41

9.90

9.78

9.65

9.52

9.37

42

10.15

10.04

9.94

9.82

9.71

43

10.42

10.34

10.25

I0.17

10.08

44

10.73

16.66

10.62

10.56

16.51

45

I1.07

II.05

II.02

II.01

1I.01

46

11.47

I1.47

11.49

11.53

11.58

47

1I.91

I1.96

12.04

I2.13

12.22

48

12.42

12.54

12.66

12.80

12.93

49

13.02

13.19

13.37

13.55

13.72

50

13.70

13.92

14.15

14.38

14.61

51

14.46

14.73

15.02

15.31

15.6o

52

15.31

15.64

15.99

16.35

16.70

53

16.26

16.66

17.08

17.50

17.92

54

17.32

17.79

18.28

18.77

19.25

55

18.50

19.05

19.61

20.18

20.74

56

19.82

20.44

21.08

21.74

22.39

57

21.27

21.98

22.72

23.46

24.21

58

22.88

23.69

24.52

25.37

26.21

59

24.66

25.58

26.52

27.47

28.41

6o

26.64

27.67

28.72

29.78

30.84