COST OF INSURANCE PER $1000 OF A TWENTY YEAR

ENDOWMENT POLICY DURING VARIOUS YEARS,

AMERICAN EXPERIENCE, THREE AND ONE-

HALF PERCENT MODIFIED PRELIMINARY

TERM (TWENTY PAYMENT LIFE BASIS).

Acs.

11th

Year.

12th

Year.

13th

Year.

14th

Year.

15th

Year.

15

4.52

4.13

3.72

3.28

2.82

16

4.56

4.17

3.75

3.32

2.85

17

4.60

4.21

3.79

3.35

2.88

18

4.64

4.25

3.83

3.38

2.91

19

4.69

4.29

3.87

3.42

2.95

20

4.74

4.34

3.92

3.47

2.99

21

4.78

4.39

3.97

3.52

3.03

22

4.84

4.45

4.02

3.56

3.08

23

4.91

4.51

4.08

3.62

3.13

24

4.97

4.57

4.14

3.68

3.19

25

5.04

4.64

4.21

3.76

3.26

26

5.12

4.72

4.29

3.83

3.33

27

5.21

4.81

4.38

3.91

3.40

28

5.31

4.90

4.48

4.00

3.49

29

5.41

5.01

4.58

4.10

3.58

30

5.53

5.13

4.69

4.21

3.69

31

5.65

5.25

4.82

4.34

3.81

32

5.79

5.39

4.96

4.48

3.95

33

5.95

5.56

5.12

4.64

4.10

34

6.13

5.73

5.31

4.82

4.28

35

6.32

5.94

5.51

5.03

4.49

36

6.55

6.17

5.75

5.28

4.73

37

6.8o

I   6.43

6.63

5.55

4.99

38

7.09

6.74

6.34

5.86

5.29

39

7.43

7.10

6.70

6.21

5.63

40

7.82

7.49

7.09

6.6o

6.00

41

8.25

7.93

7.54

7.04

6.42

42

8.74

8.43

8.03

7.53

6.88

43

9.28

8.98

8.59

8.07

7.40

44

9.89

9.60

9.21

8.68

7.98

45

10.56

10.29

9.89

9.35

8.62

46

11.32

11.05

10.65

10.10

9.34

47

I2.16

I1.89

11.50

10.93

10.13

48

13.08

12.84

12.44

11.86

11.02

49

14.11

13.88

13.49

12.89

12.00

50

15.25

15.04

14.65

14.02

13.09

51

16.52

16.33

15.93

15.28

14.32

52

17.92

17.74

17.35

16.69

15.67

53

19.46

19.31

18.94

18.26

17.17

54

21.17

21.06

20.69

19.98

18.85

55

23.07

22.98

22.63

21.91

20.71

56

25.16

25.11

24.78

24.04

22.77

57

27.46

27.48

27.15

26.40

25.05

58

30.02

30.07

29.78

28.99

27.52

59

32.82

22.95

32.66

31.81

30.20

6o

L_

35.92

36.09

35.78

34.84

33.10