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Am.32°~°   20 Pay.lnc.

38   COST OF INSURANCE

COST OF INSURANCE OF A TWENTY PAYMENT LIFE

MONTHLY INCOME POLICY, COMMUTED VALUE

81754, AMERICAN EXPERIENCE, THREE

AND ONE-HALF PERCENT, (FULL

PRELIMINARY TERM.)

AGE.

1st

Year.

2d

Year.

3d

Year.

4t1i

Year.

5th

Year.

15

13.39

13.26

13.12

12.99

12.85

16

13.44

13.30

13.18

13.04

12.90

17

13.48

13.37

13.23

13.10

12.97

18

13.55

13.43

13.29

13.17

13.03

19

13.62

13.49

13.37

13.24

13.10

20

13.69

13.57

13.45

13.31

13.17

21

13.78

13.66

13.53

13.39

13.24

22

13.87

13.74

13.61

13.46

13.33

23

13.96

13.83

13.69

13.56

13.41

24

14.05

13.92

13.79

13.65

13.50

25

14.15

14.02

13.89

13.75

13.61

26

14.26

14.13

14.00

13.87

13.72

27

14.38

14.24

14.12

13.98

13.83

28

14.50

14.38

14.25

14.10

13.96

29

14.64

14.51

14.37

14.24

14.12

30

14.78

14.65

14.52

14.41

14.27

31

14.93

14.81

14.70

14.57

14.43

32

15.10

14.99

14.87

14.74

14.62

33

15.29

15.18

15.05

14.95

14.83

34

15.49

15.37

15.28

15.16

15.07

35

15.69

15.61

15.50

15.42

15.32

36

15.94

15.85

15.78

15.69

15.61

37

16.20

16.14

16.66

16.00

15.92

38

16.50

16.43

16.39

16.32

16.26

39

16.81

16.78

16.72

16.68

16.64

40

17.18

17.14

17.I1

17.08

17.08

41

17.55

17.54

17.53

17.55

17.56

42

17.98

17.98

18.02

18.05

18.14

43

18.45

18.5o

18.55

18.66

18.77

44

18.99

19.06

19.19

19.32

19.50

45

19.58

19.73

19.89

20.10

20.37

46

20.28

20.46

20.70

21.01

21.36

47

21.05

21.31

21.66

22.04

22.47

48

21.94

22.32

22.74

23.21

23.71