TABLE OF CONTENTS.   III

RATE-MAKING. PURE ENDOWMENTS

AND LIFE ANNUITIES    Page 36

Why here introduced. Definition pure endowment. Illustration. Alternative rule. Life annuity. series of pure endowments. Rule, life annuity and life annuity due. Alternative rule. Rule, temporary life annuity and temporary life annuity due. Illustrations, life annuity and temporary life annuity. Annual premiums are life annuities due or temporary life annuities (Ine. Net annual premium for pure endowment. Illustration.

RATE-MAKING. TERM, \WHOLE LIFE

AND LIMITED PAYMENT    Page 41

Term insurance earliest form. Illustration. Alternative rule, general. Speeial explanation. When term is life, equals highest age in table, plus r, less age at entry. Illustration. Net annual premiums equivalent in value to net single premium. Rule, net annual premium, whole life. Rule, net annual premium, term. Net annual limited premium. Limitations. Also apply to net annual premium from age o. When whole life insuranee introdueed.

RATE-MAKING. ENDOWMENT INSUR-

ANCES    Page 47

Definition. Illustration. Rule, for net single premium. Alternative rule. Rule, net annual premium. Alternative rule. Semi-endowment. Double endowment. Partial endowment. Application to speeial forms. When endowment insuranee introduced. Favorable seleetion. 'Misconception. Illustration. A second illustration.

RATE-MAKING. RETURN PREMIUM INSURANCES    Page 52

Definition. Net single and annual premiums, increasing insurance. Illustration. Illustration, return premium. Why algebraic. Extra premium loaded. Half premium return. Return of premiums paid in last of period.