CONTENTS   ix
CHAPTER 4

RIGHTS AND POWERS OF CREDITORS (NOT ASSIGNEES)
SECTION   PAGE

1. Creditors of the Insured    401

1.  With Respect to the Proceeds of the Policy After Maturity    401

2.  With Respect to the Cash Surrender Value    404

(e) Where Premiums are Paid by an Insolvent Insured    414

2. Creditors of the Beneficiary    428

CHAPTER 5

INHERITANCE TAXATION

1. Under State Statutes    °   432

2. Under the Federal Statute    437

CHAPTER 6

FACTS OPERATING TO MATURE THE POLICY

1. Life Insurance    -°-°   449

(a) Death and Proof Thereof    449

(b) Seven Years' Absence as a Presumption of Death    451

(c) Death of Insured by Hand of Beneficiary    455

(d) Self Destruction of Insured    458

1.  In Absence of a Suicide Clause    458

2.  Under an Unqualified Suicide Clause    464

3.  Under a "Sane or Insane" Suicide Clause    466

4.  Proof Required'    474

Death of Insured by Legal Execution    476

Death of Insured While Committing Crime    485

Death of Insured in Military Service    487

Death of Insured in Aviation    493

2. Accident Insurance    °--   ---°°--•--°   ----°•---°---   497

(a) Death or Injury Resulting from Events or Innocent Acts of Another 497

(b) Death or Injury Resulting from Harmfully Intended Acts of An-

other    --°-    514

1.  Where Insured is an Aggressor    514

2.  Where Insured is Not an Aggressor    517

3.  Where Insured is in Battle    522

(c) Death or Injury from Insured's Own Act    527

1.  Insane "Suicide"    527

2.  Intended Acts    °----   533

3.  Exposure to Obvious or Unnecessary Danger    543

(d) Where a Predisposing Disease is a Contributing Factor    546

(e) The "Total and Permanent Disability" Requirement    549

CHAPTER 7

RIGHTS AND POWERS OF THE BENEFICIARY AFTER MATURITY OF THE POLICY

1. In General    °   °-   560

2. Under a Plan for Payment in a Lump Sum    560

3. Under a Plan for Instalment Payments    561

1.  Where the Policy Provides the Plan    561

2.  The "Insurance Trust" Plan    564

(e) (f)

(g) (h)