I'll'ENTY-NIN771 ANNUAL REPORT OF THE

insurance. The terminated policies are scheduled as follows:

INCREASE AND DECREASE OF INSURANCE.

Table No. Yll shows the business done by each company as compared with the preceding year, and the aggregate of increase or decrease. Twenty-five companies show an increase of 82,331 policies, while four show a decrease of 959 policies. Twenty-six companies show an increase of .$252,895,531 in insurance, and three show a decrease of .$814,147. The net increase of policies is, therefore, 81,372; and of insurance, $252,081,384.

RATIOS.

Table No. VIII is the ratio table. It presents the ratios obtained by a comparison with each other in various ways of the net assets, premium reserve, risks in force, deferred and uncollected premiums, severally and in gross, and the ratio of expense of management to mean amount of insurance in force.

POLICIES CLASSIFIED AND NEW YORK BUSINESS.

Table No. IY is an exhibit of the kind of policies issued by each company and the business done in the State of New York during 1887, excluding industrials