You are reading a page from National Benefit Life's Annual Statement (1917)
Part of the American Term Life Insurance History Project
Term Life Insurance

TWENTIETH ANNUAL STATEMENT
The National Benefit Life Insurance Co.
CHARTERED 1898

PAID-UP  CAPITAL   $100,000
ting on Fixed-Premium or Legal; Reserve Basis.

FINANCIAL   CONDITION At the Close of Business December 31st, 1918
Salance   December  31,   1917   ........................................    $336,282,76
RECEIPTS
For   Premiums    .........................................    $389,933.76
For  Interests,   Rents,   etc   ...............................         16,299.29
Insurance Depart. Fees, Licenses & Agents' Security Deposits    4,736.84
For Furniture, Fixtures and Miscellaneous: Items   .........              635.87
apital  Stock  Increase  and   Syndicate  merger. .............       123,396.00
TOTAL INCOME  DURING THE  YEAR   ..................    $535,001.76
TOTAL    ........................................    $871,284.52

DISBURSEMENTS
Death Losses   ...........................................    $51,405.29
Permanent Disability Settlements .........................    4,253.10
Sick and Accident Claims   ...............................    64,527.96
Returned Premiums and Rejected Applications   ............    1,083.12
Commissions, Salaries and Allowances to Agents  ..........    163,854.63
Returned Agents'  Deposit   ...............................    3,564.54
Salaries to Officers, Directors and Office Employees  ........    39,003.22
Medical, Legal, Advertising, Traveling and other expenses . ..    13,405.97
Real Estate Repairs and Furniture ........................    15,040.19
Dividends, Interest, etc.  .................   ................    46,826.72
Taxes, Insurance Department Fees and Licenses ...........    12,677.09
Rents, etc. ..............................................    4,127.78
TOTAL DISBURSEMENTS DURING THE YEAR .......    $419,769.61
Balance December 31st, 1918 .....................    $451,514.91

ASSETS
REAL ESTATE:
Home,    Camden, N. J., Philadelphia, Chester, Pittsburg, Pa., and Baltimore, Md., Office Buildings (book value) .$54,612.58

BONDS:
Government,    (Liberty), State, County, Municipal, Railroad and other Bonds, Stocks, and War Savings Stamps ............ 351,0111.86
LOANS:
On Mortgages ..........    27.00
On Policy Premiums....        113.46
CASH:
Deposits   in   Banks  and
Trust  Companies. .....  24,511.47
Bills     Receivable      and
Agents'      Balances....  21,238.54
TOTAL ASSETS  Dec.  31, 1918 ................ $451,514.91

Potent Points of Special Interest New Policies
CHoose your Company with regard to record in past settlements and present claim paying ability.
Here policyholders and agents are accorded fair and equitable treatment.
Taking into consideration the older age of the membership, the handicaps and expense incident to war conditions and the numerous influenza epidemic claims adjusted, the progress for the year has indeed been very favorable. Practical protection, exemplified by the prompt payment of an increased number of claims, is a distinctive feature of the year's achievements.
The funds of the Company are being .carefully conserved under expert supervision. Investments are made with due regard to their safety, market-aand rate. The fact that The National Benefit has investments in each state where it operates, makes it a home institution wherever it is re resented.
The immediate post-bellum or n construction period finds the Compan; more efficient in all branches. One o: the most notable incidents of the curyear will be the introduction of ew industrial policies, with highly .ttractive features with no increase of premium cost. These contracts precise, readily understood and fr from burdensome technicalities. Every needless restriction has been removed. This is one of the most liberal insur-
ontracts ever devised. And while orming to the basic principle of protection at the lowest cost consistent with perfect safety, it is designed for the joint protection of the insured and the Company. The volume of business should, therefore, steadily in
WAR SERVICE ACTIVITIES
The Company has cheerfully cepted the many inconveniences and sacrifices that arose from war condisuch as the loss of clerks and field representatives, and demonstrated its patriotism by giving its active and tangible support to the Liberty Loans, War-Savings movement, War reliefs, etc. In short, it has nobly met the urgent demands of the nation and individuals alike.
Is This Not The Company To Recom mend  to  Your   Friends?
HOME   OFFICE   BUILDING
609 F STREET,'N. W. Washington, D. C.

DARD   OF   DIRECTORS   AND   OFFICERS
DR.   R.   W.   BKOWN President and Medical Director
R. H. RUTHERFORD, , Vice President and Treasurer
S.  W.  RUTHERFORD Secretary and General Manager
J. H. BRAXTON    I.  S. JOHNSON
DR. W. A. WARFIELD S. E. COOPER
M. E. LOWRY