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Proud to be one of the few websites listed in the business directory at Forbes.com. Online life insurance quotes from EVERY competitive insurance co. in the country sets us apart!
If you are a smoker or tobacco user, you likely already know that life insurance companies charge a higher than normal premium as a result. In many cases, life insurance for smokers can costs up to twice as much as the same policy for a nonsmoker.
Most people don't know that there are a few niche insurance companies that specialize in insuring cigarette and other tobacco users.
That's right, if you need life insurance and you use cigars, a pipe or chewing tobacco or nicotine other than cigarettes (patch, gum, etc.), many insurance companies will give you a Non-Smoker or Non-Tobacco rate!!
So how does a tobacco user ensure they're receving the least expensive life insurance rates? Simple – fill out the quote request form to the right to see the best rates available to you in the country.
Life insurance is a competitive marketplace, but most online insurance sites are not offering the best smoker or tobacco life insurance rates available now, from companies like Western Reserve Life, Ohio National Life and Liberty Life. WE ARE!!!! So make a quote request to get the best life insurance rates in the country.
