Life Insurance for Smokers
If you are a smoker or tobacco user, you likely already know that life insurance companies charge a higher than normal premium as a result. In many cases, smoker life insurance can cost up to twice as much as the same policy for a nonsmoker.
Most people don’t know that there are a few niche insurance companies that specialize in insuring cigarette and other tobacco users.
That’s right, if you need life insurance and you use cigars, a pipe, chewing tobacco or nicotine other than cigarettes (patch, gum, etc.), there are some insurance companies that will give you a Non-Smoker or Non-Tobacco rate!!
So how does a tobacco user ensure they’re receving the best life insurance rates? Simple – fill out the quote request form to the right and give us at least your email address and then we’ll contact you with information and best rates for you.
Life insurance is a competitive marketplace, but most online insurance sites are not offering the best smoker or tobacco life insurance rates available now, from companies like Ohio National Life, Cincinnati Life and Penn Mutual. WE ARE!!!! So make a quote request to get the best life insurance rates in the country.