AMERICAN TERM™ Life Insurance Quotes 1-800-380-3533
   
 
Term Life Insurance Life Insurance Rates How Much Life Insurance Do I Need? Life Settlements
       
Life Insurance Info
pixel
•Term Life Basics
•Mortgage Insurance
•Buy Sell Funding
•Key Man Insurance
•Life Insurance for Smokers
•Life Insurance for NonSmokers
•Return of Premium
•Business Life Insurance
•Universal Life Insurance

As seen on Forbes!
pixel
Proud to be one of the few websites listed in the business directory at Forbes.com. Online life insurance quotes from EVERY competitive insurance co. in the country sets us apart!

The American Term Life Insurance History Project
pixel
•About the Project
•Actuarial and Statistical
•Insurance Agent Items
•Consumer Items
•Upcoming Books
•Copyright Information
Mathematics of Life Insurance

Mathematics of Life Insurance
L. Wayland Dowling
First Edition, 1925
Cover and front pagePDF
PrefacePDF
Table of ContentsPDF
Chapter I
Introduction
  • Compound Interest
  • Present Value
  • Annuities
  • Present Value of a Term Annuity
  • Alternative Proofs
  • Present Value of an Annuity-due
  • General Remark
  • Factorials
  • Independent Events
  • Arrangements or Permutations
  • Combinations or Groups
  • Binomial Coefficients
PDF
Chapter II
Theory of Probability
  • Fundamental Principles
  • Bernoulli's Theorem
  • Compound Probability
  • Total Probability
  • Repeated Trials
  • Expectation in n trials
PDF
Chapter III
The Mortality Table
  • Definition
  • The Life Curve
  • Probability of Living or Dying
  • Population
  • Central Death Rate
  • Expectation of Life
  • Probable Lifetime
  • Mathematical Expectation
  • Biometric Functions
PDF
Chapter IV
Contingent Functions Endowments and Annuities
  • Pure Endowments
  • Commutation Symbols
  • Contingent Annuities
  • Intercepted Annuities
PDF
Chapter V
Contingent Functions
Life Insurance Policies. Net Premiums
  • Whole Life Insurance. Net Single Premium
  • Intercepted Insurance. Net Single Premium
  • Sufficiency Test for Net Single Premium
  • Whole Life Insurance. Net Annual Premium
  • Limited-payment Polices
  • Intercepted Insurance. Net Annual Premium
  • Sufficiency Test for Annual Premium
  • Endowment Insurance
  • Annuities Payable Oftener than Once a Year
  • Premiums Payable Oftener than Once a Year
PDF
Chapter VI
Valuation of Policies
  • General Methods for Finding Policy Values
  • Prospective Method
  • Retrospective Method
  • Equivalence of Prospective and Retrospective Methods
  • Accounting or Accumulation Method
  • Fackler Valuation Symbols
  • Cost of Insurance
  • Cost in Terms of Premium
  • Valuation in Terms of Cost
  • Preliminary Term Valuation
  • Modified Preliminary Term Valuation
PDF
Chapter VII
Policy Options. Loading. Surplus
  • Options
  • Surrender Value
  • Paid-up Insurance
  • Extension of Insurance
  • Loading
  • Surplus
PDF
Chapter VIII
Increasing Insurances
  • Increasing Insurance
  • Intercepted Increase Insurance
  • Return-premium Policies
PDF
Chapter IX
Joint Contingent Functions
Part I. Theoretical Development
  • Joint Contingent Functions
  • Joint Endowments
  • Each Person's Share of the Present Value of a Survivor Endowment
  • Joint Annuities
  • Joint Annuities-due
  • Joint Insurance
  • Instalment Insurances
PDF
Joint Contingent Functions
Part II Numerical Computation
  • Joint Endowments
  • Commutation Symbols for Two or More Lives
  • Force of Mortality
  • Equal Age
  • Law of Uniform Seniority
  • A Mahehamized Table of Mortality
  • Probability of Living
  • Commutation Symbols Continued
PDF
Conclusion
  • General Remarks
  • Stirling's Formula
  • Probability of Expectation
  • Deviation
  • Probability of Deviation
  • Probability of Deviation Lying Between Given Limits
  • Probable Deviation
  • Mean Deviation
  • Standard Deviation
  • Recapitulation
PDF
Tables
  • I. Compound Amount of 1 and Present Value of 1 at 3 1/2%
  • American Experience Table of Mortality
  • Commutation Columns and Valuation Symbols, American Experience Table at 3 1/2%
  • Hunter's Makehamized American Experience Table. Commutation Columns at 3 1/2%
PDF
IndexPDF

    
Instantly Shop Over 150 Life Insurance Companies
pixel
Your State:
Insurance Type:
Amount of Insurance: Sex:
Smoker: Health:
Birthday:
Premiums Paid:
Name (First Last):*
Telephone:*
Email:*


Required fields are marked with: *

       
 
Hosted By:Insurance Squared Inc.

 

Toll free: (800) 380-3533
Site Map | Life Insurance Quotes | California Life Insurance Quotes | Virginia Life Insurance Quotes | Life insurance for Canada: InsureCan
AmericanTerm.com is owned by Gordon E. Conwell Assoc, Inc., Gordon E. Conwell, Jr. CA agent #OD28905 & MA agent #1774996; Gordon E. Conwell, III LA agent #440264, UT agent #261839 & MN agent #40033718