I received a call from a 74 year old gentleman who had recently purchased life insurance, and he had a heart attack five years ago with two stents placed.
He was approved for a Table 4 rate with Protective Life for $250,000 of 10 year term through one of the big online life insurance websites.
The big online life insurance websites are not capable of shopping cases like this one effectively, and they offer too few insurance companies to get you best offer.
Like many people do when they are “rated” for life insurance or charged a higher rate than they were expecting, he decided to look for a better offer. The gentleman found our website and gave us a call.