Over the past few weeks, I’ve had three different diabetics that had elevated creatinine level on their insurance exam lab results.
This was a surprise to all of them, as they each told me their doctor never mentioned it was an issue in the past.
An elevated creatinine level means that you could be having an issue with your kidneys, and this is an underwriting issue, especially if you have diabetes.
Each of these people answered NO to me when I originally asked them if they’ve ever had any diabetic complications including any kidney issues. I understand they’d have no way of knowing this was an issue if their doctor/endocrinologist never mentioned it.