Get Life Insurance Coverage With Pre-Existing Conditions

don’t settle for less than the best offer

We Work With All The Top Life Insurance Companies

What Our Customers Say About Us

Gordon helped me and my wife select appropriate life insurance polices. Service was excellent: the instructions were clear and the recommendations of which insurer to select worked to get each of us an good price. He was also able to get a policy back-dated due to issue delays, saving us about $500.

Another happy client

Sam Steinmann

Satisfied Customer

Gordon is the complete insurance professional. He had without doubt the best service and prices bar none.  He truly cares about his clients and is totally hands on, It’s like doing business the old fashioned way. I would highly recommend contacting him for consultation. I can’t say enough about him. 

Another happy client

Brian H. Tarver

Satisfied Customer

Gordon and Team -- Great job on this. I talked to several other insurance brokers and companies over the past few months. Nobody else actually took the time to consult with and persuade the underwriters on my behalf. I will be recommending you to any of our friends looking for new term insurance.

Another happy client

Jam Rivetna

Satisfied Customer

4 Steps To Get The Best life Insurance Offer

Get An
Accurate Quote

Complete our quote form so that we can give you the most accurate quote available.

Apply To 1
Or More Companies

We apply for coverage with more than one company to get you the best rate. 

We Negotiate
For Best Offer

Once Approved we negotiate with the insurance companies for the best offer on your behalf.


You get the final say in which company you go with based on coverage options and rate.

Over 7,000 Policies Sold


American Term™ has been family owned and operated since 1969 and has helped thousands of unhealthy and healthy people find the best life insurance rate and value!


Over the past 49+ years, we’ve developed great relationships with underwriters and reps from all of the competitive insurance companies. We get the best offers for our clients.


We are consultants, not salespeople. It is our goal to get you the best life insurance rate and product that fits your needs and budget regardless of your current health situation. 

We specialize in life insurance for people that have trouble qualifying for good rates (i.e. diabetics, people with heart disease, height/weight issues, past cancer, seniors, etc).

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