We strive to be a top-rated insurance provider, especially for hard-to-insure clients, who often need the most help in finding affordable policies. We work hard to find the best available policies and answer any questions and concerns promptly.
Here are reviews from our insurance clients of American Term. The clients have not been compensated and the reviews have not been edited.
Vernon Philip Annis
American Term was able to find me affordable life insurance even though I had a cancer history. Other life insurance agencies did not make much effort to do so once they learned of my medical history. Those that did make the effort and found me insurance quoted me a price that was unaffordable to me. American Term's service was top rate as well.
Gordon and his staff are awesome!!!
I’m male, non-smoker, in my late 50s. Until recent years I always qualified for and purchased life insurance at the lowest rates. I have had echocardiograms and echo-stress evaluations in my 30s and 40s following episodes of chest pain where those tests helped rule out anything serious related to my heart. Consequently, I could purchase life insurance at the best rates
That continued until my mid-50s when I was diagnosed with high blood pressure that I easily control with medication. A subsequent echocardiogram revealed that I have a bicuspid aortic heart valve with mild regurgitation / murmur.
I enjoy good health and personally notice no health effect from this diagnosis. However, because of my bicuspid diagnosis, when it comes to life insurance rates, my name seems to have an asterisk (*) next to it, and I no longer qualify for anything close to the best rates for life insurance. Some insurance companies now look up my rates off of ‘Table 2’ and tables with even higher rates.
Recently, I cashed in part of a whole life policy to pay for a new long-term care policy. This reduced my life insurance coverage. So, I started shopping to restore that portion of life insurance coverage with some additional term life insurance.
Due to my “bicuspid“ diagnosis, my current insurance company gave me a quote I thought was sky high for $300K of life insurance for a 10- or 20-year level term. I then tried the life insurance companies that heavily advertise on radio. I filled out their paperwork, underwent medical exams, and after many weeks, their rates were worse than those of my insurance company. It was discouraging.
I started thinking: I am in good health. I am not the kind of risk for insurance that is being assigned to me. There has got to be a market for people like me and companies somewhere that cater to our market. So, I went online and googled “bicuspid life insurance.”
I found Gordon Conwell, emailed him, and called his phone number. I spoke with him personally the first time I called. He understood my situation, answered my questions, and told me he thought he could do much better than the life-insurance rates I was being given by others. In my head I was thinking “that is what they all say” but I had nothing to lose so I gave Gordon Conwell a try.
I am happy to report that Gordon Conwell came through for me. It did take some time. Gordon Conwell brought me two different policies with very competitive rates that were far less ($70-$100 less per month) than what I had been previously quoted by my insurance company and by the highly-advertised we-shop-you-save insurance brokers that are often mentioned on the radio.
If you feel as if other life insurance companies have placed an asterisk (*) next to your name, I recommend Gordon Conwell to help you find life insurance with more reasonable rates for you.
Brian h tarver
Gordon is the complete insurance professional. He had without doubt the best service and prices bar none. He answered all my questions no matter what time of day I called him. He made doing business pleasant. He truly cares about his clients and is totally hands on It’s like doing business the old fashioned way. I would highly recommend contacting him for consultation. I can’t say enough about him. Thanks for allowing me to share my experience
Gordon is easy to work with, honest, and will respond to any questions or problems you might have in a very timely manner. He went out of his way to find my wife and I the best life insurance for the best price. If I ever need anything else, he will be the one I will call.
Gordon is very professional and listened to my needs. His communication skills are excellent with timely responses. A+ service.
Gordon promptly responded to every inquiry and request I had. His attention to detail and easy to understand instructions to execute my paperwork made this process very easy. I would not hesitate to recommend his services.
My Agent works hard to find the best rates for me and always finds better rates than any other company I have worked with.
Gordon was extremely helpful, answering the numerous questions I had. I typically emailed him early in the morning, and by noon I had an answer. I have life insurance through my employer, but I plan on retiring soon, so coverage for myself and wife, post employment, was a priority. The amount of coverage and the monthly fees he found were what I was looking for. I would recommend to anyone in the market for life insurance.
Great experience. I had applied for coverage with another company and after receiving the medical exam results they told me the premium would be higher. Gordon and his team were able to take the same medical exam results and get me the lowest possible premium. Highly recommended!
I was more than pleased with the service I received. I was up against the clock with a policy about to expire, a health history that had gotten worse over the past year and passing my 65th birthday. Gordon and his group went above and beyond the call of duty to get me the coverage I needed.
Alfonse Magliocco JR
Gordon Conwell is the man !! He made everything super smooth for me.
Vickie L Brown
I have always had very courteous service every time I had to call Gordon Conwell. He was prompt to get back with me when I had a question about the Insurance policy. I would recommend his service to anyone. I felt comfortable dealing with Mr Conwell because he has always made sure I was taken care of and contracts sent in on time.
After being diagnosed with a bicuspid heart valve, I was either denied life insurance or accepted with high premiums. I search online and found Gordon/American Term who seemed to understand my dilemma and said that he could help me. He had several life insurance companies that would write life insurance for people with bicuspid valves at a standard rate which turned out to be about of a 1/3 of the cost compared to the quotes that I had obtained from others. Everything went smoothly for me. Gordon was easy to work with and we did everything over the phone or internet. He always took my calls and provided the answers to all my questions.
Due to a past health issue, I was skeptical about finding affordable life insurance. After an initial phone conversation, however, Gordon III assured me that I could find a policy that would fit my needs. He provided expert guidance and advice along the way, gave me important options to consider, and was always there to answer my questions, often getting back to me within an hour or two of my query. Most of this was done through email, but I was also encouraged to call with any questions. I was very impressed with his expertise and the efficiency of his office. In the end, I chose a policy that provided me with the coverage, premium and flexibility that fit my needs. I strongly recommend Gordon, his staff and American Term for your life insurance needs.
5 - I searched the web to find a insurance quoting service that would get me the best rate given my health issues. Mr. Conwell conveyed his company's years of experience and relationships with many underwriters that provided rating for people with my health status. By having more than one company compete for my policy, he saved me money by obtaining a better rating classification and the best rate possible.
Gordon provided outstanding service in dealing with a tricky case and identifying attractive options for insurance. Would highly recommend.
Service was the best experience! knowledgeable, courteous, quick. I would recommend this company to anyone who asks or not about insurance. Gordon Conwell III was a pleasure and a true testament to excellent training, he knows his stuff. I had been paying for term insurance which was a waste of money. Now I am the proud owner of whole insurance for my husband with more piece of mind!
Gordon was able to get policy, despite my medical history and previous denial. He understood the issues and worked to find the best policy.
Gordon helped me and my wife select appropriate life insurance polices. Service was excellent: the instructions were clear and the recommendations of which insurer to select worked to get each of us an good price. He was also able to get a policy back-dated due to issue delays, saving us about $500.
I felt really comfortable working with Gordon. He was patient and helpful in meeting my specific needs and worked with me all the way until I was happy with what I got. I highly recommend the service to anyone who needs help with insurance decisions and options!
Douglas J Brockway
The agent and agency provided prompt and courteous service. I was given all the requested information and more than I asked for which, was very helpful. They worked hard to get me the coverage at a very competitive rate...They saved us a lot of money and anxiety. I would highly recommend them and definitely score them a 5+ .
Many thanks, Gordon! I should have made this decision a long time ago. I tried several agents who were not willing to go the extra mile for me because of my heart condition. The work you do for people like me is relevant and superb. Thank you! -Dexter
Mr. Gordon Conwell, III provided us excellent service. At first, I was a bit apprehensive about getting a quote/doing business over the internet with him, since I didn't know him, but my fears were abated by Mr Conwell's professionalism. He answered all of my questions and concerns and assured me he'd do his best to find the best coverage, at a reasonable price, for me/us. And he did just that. I would recommend Mr. Conwell without hesitation.
Before finding you, we were immediately turned down by another insurance company, due to taking the prescription RA medicine called Enbrel. I became very worried that we wouldn’t be able to find affordable coverage, with my boyfriend having pre-existing conditions. Gordon was very helpful! He helped to find companies that would still write for people with health concerns, such as RA. It was very convenient to work with him, he provided everything we needed by email and mail. If we had a question about something we didn’t understand, he quickly replied to our emails with a very detailed explanation! Thank you for your help!! Merry Christmas!
I was very happy with the service I received from this agency. Gorden 3 work with me to get the policy I wanted for the amount I wanted to pay. Would highly recommend them to anyone.
Gordon Conwell has provided superb service in helping me to get the best life insurance policy. He is very professional and very patient in explaining things to me. I highly recommend him to anyone who is looking for a life insurance policy.
Simply a great experience dealing with Gordon and his team and from several states away. Who buys life insurance from someone they have never met - not me I always thought. Since I have an auto-immune disease (that is thankfully very manageable) I had other companies shy away from offering me insurance. It was frustrating as I consider myself much healthier than the average population. On a whim I did an Internet search for companies who deal with auto-immune diseases -- Gordon's company came up. I figured it was not likely to work out and I probably would not even hear back from an inquiry. I did inquire and was blown away by his prompt professional response. He walked me through the options every step of the way. I ended up with a great product that exceeded my expectations. And let me add that I have never offered comment about anything pro or con but given the great experience on such a personal product I had to say something.
Denis E Robidoux
Gordon Conwell was able to find an insurance policy saving me $17 per month and double the coverage that I had with another insurance company even though I have coronary artery disease. He was extremely professional, knowledgeable, and always prompt with his responses to my questions and concerns. It was so very easy and convenient dealing with him online. I highly recommend American Term!
Gordon helped me find term policy for the lowest price. He was always readily available, both on the phone and online.
I had the best experience working with Gordon. Always very prompt to get back to us with answers and great advice. Highly recommend!
Gordon offered professional service and put my needs in the forefront of his efforts to help me get life insurance.
The personal service, attention to detail and level of professionalism that I received was truly amazing, and Gordon Conwell made me feel completely comfortable throughout the entire process. He took the time time to fully understand my needs, and he took care of everything from start to finish! He saved me time and money, which are both very valuable to me! I'm definitely a customer for life!
This is our second renewal with Mr. G. Conwell and I was extremely pleased and satisfied with his services once again. Mr. Conwell was extremely helpful and knowledgeable with all my insurance needs. The office staff is extremely helpful as well, Nancy goes over and beyond to help in any situation that she can and was such a pleasure to work with as well. I will continue to keep my insurance needs with Mr. Conwell and his team, full of experience and very well trusted always feel like a priority! They will find you the best coverage to fit your pockets and they make it very easy for you to understand and complete the process.
Mitchell Danitz, Ph.D.
I had a 'small' heart attack a number of years ago. I have been healthy and symptom free since then. When my twenty year term policy ended, I could not find affordable term life insurance. An agency that had good online reviews and said they specialized in cardiac conditions determined that the best they could do would be to offer me life insurance at a category 6 level, which was extremely expensive. Gordon Conwell at American Term Life Insurance found me a policy at standard rates. It was half the cost of the other company's policy, which when one is dealing with life insurance is a lot of money. I am very grateful! Further, he was in active communication with me, and followed through on everything and kept every promise. He was very knowledgeable. I am very grateful and give him and the company the highest recommendation.
Handled the payment matter efficiently and quickly resolved the issue.
Donald P Sherrod
Gordon the 3rd(G3) saved my future without doubt. He worked as long and hard as he needed to secure a policy for me. I thought I was un-insurable due to a myriad of problems. Gordon got me a wonderful policy with one of the premiere carriers. Thanks Gordon
Gordon Conwell's expertise and attention to detail made securing my GUL policy a breeze--and at the best rate.
Each step--initial contact, application correspondence, medical exam, and policy issuance--was handled promptly and professionally by Gordon and team.
Thanks Gordon--much appreciated!
We found Gordon Conwell and his team many years ago through an online insurance search company, the name of which I forgot. Not knowing anything about life insurance at the time, it was a bit strange dealing with an insurance agent who we have never met in person. We usually buy our insurances from local agents who know us and who we are used to physically visiting at their offices. Nevertheless, Gordon and his team have been wonderful and we have no complaints. Gordon answers our emails and calls very quickly and is on top of things! When I have spoken to him on the phone he is courteous, friendly and knowledgeable. He takes his time answering any questions and patiently explaining the sometimes confusing language in our legal papers. He also has done a lot of digging around for a policy and company that would fit our particular situation. He definitely takes his time an works hard for us! I highly recommend Gordon Conwell and his team!
Very simple and painless to deal with! Prompt, efficient service. Found a much better policy to replace my old one. Would definitely recommend!
Extremely efficient and very easy to communicate with. Always right on top of everything I asked or needed. They got me a way better insurance rate than I was expecting. Great to do business with and I would highly recommend.
Gordon's service was exceptional!!!!! He walked me thru the entire life insurance process. He deserves a reward for outstanding leadership and patience in the complicated life insurance field.
Gordon Conwell was absolutely wonderful to work with, kept me informed throughout the process and found us replacement insurance for my husband. Gordon reached out to me when I was hunting for insurance and not getting anywhere with other companies. Would recommend him to anyone looking for insurance.
Gordon Conwell and his team have been excellent. They have done a great job recommending the right life insurance policy to take care of my family. I won't use anyone else and neither should anyone else!
Working with both Gordon and Nancy was a pleasure. Gordon knew his material thoroughly and explained everything in detail. The entire process went smooth and any information required, changes or delays were promptly communicated to me. Overall, a great experience.
Gordon is very professional & helpful. He was aware of our needs and we received all the services we requested. We would highly recommend him.
Amazingly prompt, responsive and informative! A very knowledgeable and helpful answer to a question sent in (by me) cold. I would recommend these folks without hesitation. Gordon, in particular, was especially helpful.
Gordon was amazing to work with! He made the whole process so easy and was very thorough in explaining everything. He was able to get us the best rates when other companies were not. He saved us so much money per month. I would highly recommend using Gordon for any of your insurance needs!
Gordon is always there to help applicants understand insurance policies and application process. His explanation is detailed and clear. His advise is just aimed at the point of applicant's concern and appreciated.
My agent, Gordon Conwell was awesome. After being turned down for several other policies from other companies, he was able to find me a very good policy. He was always very prompt in messaging me or answering my emails. I was very pleased with this company
Rick & Vivian Brueckmann
Having retired from the insurance industry as a manager and field trainer, I can certify that Gordon and his team stand out as the best example of people we want to deal with for our insurance needs and represent their industry very well.
I had been looking for life insurance for over a year for my husband with no luck. Every time I inquired at a company, they simply told me he wouldn't qualify. Not only was Gordon and his team able to secure me life insurance, they were able to get two companies to approve him so that we could get the most competitive price. They made the entire process SO EASY. I wasn't sure when I found them online - it seemed to good to be true that someone would do all of the footwork for you. Thanks to Gordon and his team I can now rest easy knowing that my husband has life insurance!
A & K Martinez
The amazing customer service and care given by Gordon and his team is a rare find. We highly recommend him to anyone searching for insurance!!!
My husband has a minor heart attack over 5 years ago and has been symptom free since. Even with his medical record proving he has been healthy since, it has been impossible for us to find a life insurance policy that would cover him.
Gordon and his team went above and beyond! He was able to provide us with a policy that provided the coverage needed and rates within our budget. He actively communicated with us throughout, even to the extent of following up with us when we didn't respond within a reasonable amount of time (our fault).
5/5. Working with Gordon Conwell in obtaining life insurance was great. He was proficient in all inquiries and was very professional. I would recommend him.
I am a 12-year breast cancer survivor. I was able to get better life insurance coverage thru Gordon Conwell than other agents that I have tried. I am very satisfied with the prompt service that I received.
Leveraging his strong understanding of the bi-cuspid aortic disorder, Gordon secured a policy with a top rated insurance company nearly 40% lower than I had been quoted previously. Gordon and his team are very professional, ensuring you are well informed at each phase and available to answer any of your questions. I would recommend Gordon to anyone searching for a fair and reasonable policy.
Gordon Conwell was excellent. He answered each and every inquiry that I made and answered them with in-depth commentary -- not just one or two word answers.
When it comes to life insurance, I would highly recommend this man to be your agent. You will not be disappointed and the money you will save is icing on the cake.
Thank you Gordon for taking the time to see me through the entire process.
Gordon and Team -- Great job on this. I talked to several other insurance brokers and companies over the past few months. Nobody else actually took the time to consult with and persuade the underwriters on my behalf. I will be recommending you to any of our friends looking for new term insurance.
Gordon was the easiest agent we’ve ever had to deal with!