Reviews from Actual Clients

We strive to be a top-rated insurance provider, especially for hard-to-insure clients, who often need the most help in finding affordable policies. We work hard to find the best available policies and answer any questions and concerns promptly. 

Here are reviews from our insurance clients of American Term. The clients have not been compensated and the reviews have not been edited. 


November 9, 2018

Gordon worked hard to get me the very best rate for what was admittedly a tough case involving Motorsports and aviation.


October 22, 2018

Excellent service from Gordon Conwell and his team. Highly recommended. Gordon guided me through all the questions I had and gave me excellent advice. As a cancer survivor, it can be tricky to get coverage with some automated online insurance agents out there. What I really like is the highly personal service offered through his team, the way that it should really be done. Highly competitive quotes. Thank you very much!


October 8, 2018

It was a pleasure working with Gordon Conwell for guidance on my insurance policy questions and selection of the best fit for my needs. Gordon and his team were responsive and accommodating to my busy schedule. Thank you!


September 10, 2018

American Term exceeded our expectations in every way. Professional, knowledgeable and thorough; we would recommend American Term to anyone looking for life insurance. Gordon Conwell was wonderful to work with; he walked us through every step of the process, returning our emails and calls -often within the hour- and patiently answering all questions. American Term, and specifically Gordon, have restored our faith in insurance providers. Top notch company with integrity and experience; they will help you find the best policy, and the process will be painless. We're 100% happy with our new policy and 100% satisfied with the process.


September 4, 2018

Good people. Worked with my wife and I on getting affordable long term care insurance. Highly recommend.


August 22, 2018

I never thought I would be able to purchase life insurance due to my medical history. I had been told by other agents that no one would insure me.
I only wished I had found out about Mr. Conwell when I was a few years younger.


August 20, 2018

Gordon went above and beyond any other agency to obtain me life insurance, given my previous medical history. No other agency offered the depth that he did. In both insurability and price. I am thankful, highly recommend his professional services.


August 17, 2018

The process has been seamless. Much smoother than other times I have applied for insurance. I am also confident the rates I received were very competitive.


August 15, 2018

I received outstanding service.


July 12, 2018

Great company! After being rejected from other companies it was a relief to receive an approval.


July 5, 2018

I wasn't quite sure about using a company I found on the web but, after inquiring about the product and cost, I was pleasantly surprised by the personal attention I received and the recommendations made for the best coverage for what I needed. The quick responses to questions I had was invaluable in my decision making process.

June 14, 2018

I was very happy with the service I received from this agency. Gorden 3 work with me to get the policy I wanted for the amount I wanted to pay. Would highly recommend them to anyone.


May 22, 2018

Gordon is easy to work with, honest, and will respond to any questions or problems you might have in a very timely manner. He went out of his way to find my wife and I the best life insurance for the best price. If I ever need anything else, he will be the one I will call.


May 14, 2018

Gordon was amazing to work with! He made the whole process so easy and was very thorough in explaining everything. He was able to get us the best rates when other companies were not. He saved us so much money per month. I would highly recommend using Gordon for any of your insurance needs!


May 11, 2018

Gordon Conwell is the man !! He made everything super smooth for me.


May 11, 2018

Gordon is the complete insurance professional. He had without doubt the best service and prices bar none. He answered all my questions no matter what time of day I called him. He made doing business pleasant. He truly cares about his clients and is totally hands on It’s like doing business the old fashioned way. I would highly recommend contacting him for consultation. I can’t say enough about him. Thanks for allowing me to share my experience


May 10, 2018

Gordon Conwell was excellent. He answered each and every inquiry that I made and answered them with in-depth commentary -- not just one or two word answers.

When it comes to life insurance, I would highly recommend this man to be your agent. You will not be disappointed and the money you will save is icing on the cake.

Thank you Gordon for taking the time to see me through the entire process.

God Bless!


April 30, 2018

I had been looking for life insurance for over a year for my husband with no luck. Every time I inquired at a company, they simply told me he wouldn't qualify. Not only was Gordon and his team able to secure me life insurance, they were able to get two companies to approve him so that we could get the most competitive price. They made the entire process SO EASY. I wasn't sure when I found them online - it seemed to good to be true that someone would do all of the footwork for you. Thanks to Gordon and his team I can now rest easy knowing that my husband has life insurance!


April 30, 2018

I had the best experience working with Gordon. Always very prompt to get back to us with answers and great advice. Highly recommend!


April 18, 2018

This is our second renewal with Mr. G. Conwell and I was extremely pleased and satisfied with his services once again. Mr. Conwell was extremely helpful and knowledgeable with all my insurance needs. The office staff is extremely helpful as well, Nancy goes over and beyond to help in any situation that she can and was such a pleasure to work with as well. I will continue to keep my insurance needs with Mr. Conwell and his team, full of experience and very well trusted always feel like a priority! They will find you the best coverage to fit your pockets and they make it very easy for you to understand and complete the process.


April 13, 2018

Gordon is very professional & helpful. He was aware of our needs and we received all the services we requested. We would highly recommend him.


March 27, 2018

I am a 12-year breast cancer survivor. I was able to get better life insurance coverage thru Gordon Conwell than other agents that I have tried. I am very satisfied with the prompt service that I received.


March 23, 2018

Leveraging his strong understanding of the bi-cuspid aortic disorder, Gordon secured a policy with a top rated insurance company nearly 40% lower than I had been quoted previously. Gordon and his team are very professional, ensuring you are well informed at each phase and available to answer any of your questions. I would recommend Gordon to anyone searching for a fair and reasonable policy.


March 19, 2018

The amazing customer service and care given by Gordon and his team is a rare find. We highly recommend him to anyone searching for insurance!!!

My husband has a minor heart attack over 5 years ago and has been symptom free since. Even with his medical record proving he has been healthy since, it has been impossible for us to find a life insurance policy that would cover him.

Gordon and his team went above and beyond! He was able to provide us with a policy that provided the coverage needed and rates within our budget. He actively communicated with us throughout, even to the extent of following up with us when we didn't respond within a reasonable amount of time (our fault).


March 19, 2018

Amazingly prompt, responsive and informative! A very knowledgeable and helpful answer to a question sent in (by me) cold. I would recommend these folks without hesitation. Gordon, in particular, was especially helpful.


March 16, 2018

Gordon Conwell and his team have been excellent. They have done a great job recommending the right life insurance policy to take care of my family. I won't use anyone else and neither should anyone else!


March 14, 2018

Extremely efficient and very easy to communicate with. Always right on top of everything I asked or needed. They got me a way better insurance rate than I was expecting. Great to do business with and I would highly recommend.


March 8, 2018

Gordon Conwell's expertise and attention to detail made securing my GUL policy a breeze--and at the best rate.
Each step--initial contact, application correspondence, medical exam, and policy issuance--was handled promptly and professionally by Gordon and team.
Thanks Gordon--much appreciated!


February 27, 2018

I’m male, non-smoker, in my late 50s. Until recent years I always qualified for and purchased life insurance at the lowest rates. I have had echocardiograms and echo-stress evaluations in my 30s and 40s following episodes of chest pain where those tests helped rule out anything serious related to my heart. Consequently, I could purchase life insurance at the best rates

That continued until my mid-50s when I was diagnosed with high blood pressure that I easily control with medication. A subsequent echocardiogram revealed that I have a bicuspid aortic heart valve with mild regurgitation / murmur.

I enjoy good health and personally notice no health effect from this diagnosis. However, because of my bicuspid diagnosis, when it comes to life insurance rates, my name seems to have an asterisk (*) next to it, and I no longer qualify for anything close to the best rates for life insurance. Some insurance companies now look up my rates off of ‘Table 2’ and tables with even higher rates.

Recently, I cashed in part of a whole life policy to pay for a new long-term care policy. This reduced my life insurance coverage. So, I started shopping to restore that portion of life insurance coverage with some additional term life insurance.

Due to my “bicuspid“ diagnosis, my current insurance company gave me a quote I thought was sky high for $300K of life insurance for a 10- or 20-year level term. I then tried the life insurance companies that heavily advertise on radio. I filled out their paperwork, underwent medical exams, and after many weeks, their rates were worse than those of my insurance company. It was discouraging.

I started thinking: I am in good health. I am not the kind of risk for insurance that is being assigned to me. There has got to be a market for people like me and companies somewhere that cater to our market. So, I went online and googled “bicuspid life insurance.”

I found Gordon Conwell, emailed him, and called his phone number. I spoke with him personally the first time I called. He understood my situation, answered my questions, and told me he thought he could do much better than the life-insurance rates I was being given by others. In my head I was thinking “that is what they all say” but I had nothing to lose so I gave Gordon Conwell a try.

I am happy to report that Gordon Conwell came through for me. It did take some time. Gordon Conwell brought me two different policies with very competitive rates that were far less ($70-$100 less per month) than what I had been previously quoted by my insurance company and by the highly-advertised we-shop-you-save insurance brokers that are often mentioned on the radio.

If you feel as if other life insurance companies have placed an asterisk (*) next to your name, I recommend Gordon Conwell to help you find life insurance with more reasonable rates for you.


February 24, 2018

Gordon the 3rd(G3) saved my future without doubt. He worked as long and hard as he needed to secure a policy for me. I thought I was un-insurable due to a myriad of problems. Gordon got me a wonderful policy with one of the premiere carriers. Thanks Gordon

February 16, 2018

5/5. Working with Gordon Conwell in obtaining life insurance was great. He was proficient in all inquiries and was very professional. I would recommend him.


January 31, 2018

I felt really comfortable working with Gordon. He was patient and helpful in meeting my specific needs and worked with me all the way until I was happy with what I got.  I highly recommend the service to anyone who needs help with insurance decisions and options!


January 29, 2018

Due to a past health issue, I was skeptical about finding affordable life insurance. After an initial phone conversation, however, Gordon III assured me that I could find a policy that would fit my needs. He provided expert guidance and advice along the way, gave me important options to consider, and was always there to answer my questions, often getting back to me within an hour or two of my query. Most of this was done through email, but I was also encouraged to call with any questions. I was very impressed with his expertise and the efficiency of his office. In the end, I chose a policy that provided me with the coverage, premium and flexibility that fit my needs. I strongly recommend Gordon, his staff and American Term for your life insurance needs.


January 26, 2018

Service was the best experience! knowledgeable, courteous, quick. I would recommend this company to anyone who asks or not about insurance. Gordon Conwell III was a pleasure and a true testament to excellent training, he knows his stuff. I had been paying for term insurance which was a waste of money. Now I am the proud owner of whole insurance for my husband with more piece of mind!

January 15, 2018

The agent and agency provided prompt and courteous service. I was given all the requested information and more than I asked for which, was very helpful. They worked hard to get me the coverage at a very competitive rate...They saved us a lot of money and anxiety. I would highly recommend them and definitely score them a 5+ .

January 12, 2018



December 28, 2017

I have always had very courteous service every time I had to call Gordon Conwell. He was prompt to get back with me when I had a question about the Insurance policy. I would recommend his service to anyone. I felt comfortable dealing with Mr Conwell because he has always made sure I was taken care of and contracts sent in on time.


December 22, 2017

My agent, Gordon Conwell was awesome. After being turned down for several other policies from other companies, he was able to find me a very good policy. He was always very prompt in messaging me or answering my emails. I was very pleased with this company


December 20, 2017

We found Gordon Conwell and his team many years ago through an online insurance search company, the name of which I forgot. Not knowing anything about life insurance at the time, it was a bit strange dealing with an insurance agent who we have never met in person. We usually buy our insurances from local agents who know us and who we are used to physically visiting at their offices. Nevertheless, Gordon and his team have been wonderful and we have no complaints. Gordon answers our emails and calls very quickly and is on top of things! When I have spoken to him on the phone he is courteous, friendly and knowledgeable. He takes his time answering any questions and patiently explaining the sometimes confusing language in our legal papers. He also has done a lot of digging around for a policy and company that would fit our particular situation. He definitely takes his time an works hard for us! I highly recommend Gordon Conwell and his team!

December 19, 2017

Mr. Gordon Conwell, III provided us excellent service. At first, I was a bit apprehensive about getting a quote/doing business over the internet with him, since I didn't know him, but my fears were abated by Mr Conwell's professionalism. He answered all of my questions and concerns and assured me he'd do his best to find the best coverage, at a reasonable price, for me/us. And he did just that. I would recommend Mr. Conwell without hesitation.


December 13, 2017

Gordon promptly responded to every inquiry and request I had. His attention to detail and easy to understand instructions to execute my paperwork made this process very easy. I would not hesitate to recommend his services.


December 5, 2017

Gordon was the easiest agent we’ve ever had to deal with!


November 30, 2017

Having retired from the insurance industry as a manager and field trainer, I can certify that Gordon and his team stand out as the best example of people we want to deal with for our insurance needs and represent their industry very well.

November 29, 2017

5 - I searched the web to find a insurance quoting service that would get me the best rate given my health issues. Mr. Conwell conveyed his company's years of experience and relationships with many underwriters that provided rating for people with my health status. By having more than one company compete for my policy, he saved me money by obtaining a better rating classification and the best rate possible.


November 28, 2017

Before finding you, we were immediately turned down by another insurance company, due to taking the prescription RA medicine called Enbrel. I became very worried that we wouldn’t be able to find affordable coverage, with my boyfriend having pre-existing conditions. Gordon was very helpful! He helped to find companies that would still write for people with health concerns, such as RA. It was very convenient to work with him, he provided everything we needed by email and mail. If we had a question about something we didn’t understand, he quickly replied to our emails with a very detailed explanation! Thank you for your help!! Merry Christmas!


November 21, 2017

Gordon was able to get policy, despite my medical history and previous denial. He understood the issues and worked to find the best policy.


November 20, 2017

Gordon and his staff are awesome!!!


November 20, 2017

Gordon offered professional service and put my needs in the forefront of his efforts to help me get life insurance.


November 20, 2017

Gordon helped me and my wife select appropriate life insurance polices. Service was excellent: the instructions were clear and the recommendations of which insurer to select worked to get each of us an good price. He was also able to get a policy back-dated due to issue delays, saving us about $500.


November 20, 2017

American Term was able to find me affordable life insurance even though I had a cancer history. Other life insurance agencies did not make much effort to do so once they learned of my medical history. Those that did make the effort and found me insurance quoted me a price that was unaffordable to me. American Term's service was top rate as well.