After being diagnosed with a bicuspid heart valve, I was either denied life insurance or accepted with high premiums. I search online and found Gordon/American Term who seemed to understand my dilemma and said that he could help me. He had several life insurance companies that would write life insurance for people with bicuspid valves at a standard rate which turned out to be about of a 1/3 of the cost compared to the quotes that I had obtained from others. Everything went smoothly for me. Gordon was easy to work with and we did everything over the phone or internet. He always took my calls and provided the answers to all my questions.