Click Here for Accurate Banner Life Quote and we'll send you comparison of Banner to other carriers

Banner Life Term Life Insurance Company

Banner Life is owned by Legal & General America, which has been in existence since 1836. With an A+ (Superior) AM Best financial strength rating, Banner is one of the best term life insurance companies that offer some of the lowest term policies in America today!

Banner is known as William Penn Life in the State of New York, but with same rates and products available in New York as the other States including the District of Columbia.

Down below, we've provided info on all of the good and bad aspects of Banner Life term insurance.

Banner Life No Exam Life Insurance

You can buy up to $2,000,000 of Banner Life insurance products without a medical exam up to age 60, as long as you have had a checkup and blood test with your own doctor within past 18 months.

Banner Life coverage is available at higher amounts than $2 Million but they may require an insurance exam.

We compare quotes using our database of rates from 100's of quality life insurance carriers to find you the best rate and value!!!

See snap shot below of our database with $250,000- 10 year term rates for a 50 year old male in good health...just to give you an idea of some of the top rated carriers we'll shop with on your behalf:

Banners 10 term is where they are least competitive, as you can see above...

We place a lot of business with Banner Life and all of their major competitors, including American General/AIG, Cincinnati Life, Pacific Life, Principal Life, Protective Life, Prudential, SBLI, Thrivent Financial, American National, United of Omaha, Lincoln Financial, John Hancock and the list goes on and on…

Banner Life does have some of the best insurance underwriters in the business (shout out to Alan S, Debbie P and Becky S - you are awesome!) and Banner Life always needs to be considered on every term insurance case.

If you'd like to use one of the exact databases we use to see Banner Life's and ALL other competitive companies rates available to you, at ALL rate classifications including table ratings, click link below:

CLICK HERE TO VIEW INSTANT QUOTES FROM ALL CARRIERS

If you want an accurate quote and to find out whether Banner Life or another carrier may be better for you, click on link below and we'll email you details:

Click Here for Accurate Banner Life Quote

Banner Life Insurance with preexisting conditions

Some areas where Banners underwriting really “shines”…

Diabetes Life Insurance cases, later age onset type 1 or 2
Some cancer cases
All heart and cardiac related cases
Anxiety and Depression
Sleep Apnea
Asthma
Overweight
Cholesterol and Blood Pressure with medication
Family History of Cancer
Tobacco Users

Banner Life also has an unusual table rating structure which bases ratings off of their Standard Plus rate class. This gives them an advantage over most of the competition when it comes to underwriting tougher cases.

For example, if you can qualify for a standard or a table 2 rating (i.e. average to slightly below average health), check out snap shot below of both Standard/Regular (Rg) and Table 2 rates for Banner and their competition. Also showing $250k- 10 year rates for 50 year old male:

Banner term life insurance is never going to be the best offer for every medical condition, so we’ve developed a system to ensure our clients get the absolute best rate possible every time by getting multiple real offers on tougher cases!

DON'T make the mistake of believing every carrier will rate you the same way!!

Click Here for Accurate Banner Life Quote

Banner Life vs American General vs Protective Life

The ongoing battle of term life supremacy between Banner Life, American General, Protective Life and all the others can be entertaining to watch.

Banner lowers premiums and then so does American General, and then Protective does same.

American General reduces their monthly modal factor so that their monthly rates show up a little lower than Banner's or Protective's.

Banner adds a 25 year term plan to mimic American General.

American General started offering 35 year term and then Banner Life and Protective Life started offering 35 and 40 year term!

So which company's better?

Whose Better, Banner Life, American General, Protective?

That depends on your health and other history and what is most important to you...

For example, do you care more about absolute lowest rate or getting the best value, or both?

Some of the time Banner Life makes best offer and some of the time American General, Protective, Principal, Pacific Life or another carrier altogether makes a better offer...

Protective offers a product with a much better conversion or automatic extension option than both American General and Banner...this would be important if you need/want any portion of longer duration coverage later.

Next week though, it's always possible that Banner or American General could improve their conversion option in this never ending battle!

Banner Life Living Benefits

The only living benefits that Banner Life currently offers is for terminal illness.

This means that if you're diagnosed with a terminal illness you can accelerate getting a portion of your life insurance amount prior to your death...most insurance companies offer this benefit nowadays.

Banner Life does not currently offer the better chronic illness or critical illness accelerated death benefit rider or "living benefits" that American National, Ameritas, American General/Corebridge(QOL), North American Co. for Life & Health, Columbus Life, National Life and some others currently offer on their term products.

If chronic and critical illness accelerated death benefits are important to you, the carriers above could end up costing only a little more, or possibly less than what Banner may offer you.

Banner Life to Ladder Your Insurance

If you want to buy more than one policy at varying durations (i.e. one 20 year term and one 30 year term), then Banner Life will rarely be beat on price.

The reason Banner is usually best in this scenario is they will only charge their $90 policy fee on one of your policies.

Buy 2 policies save $90, buy 3 policies and save $180

All life insurance companies have a policy fee built into their rates. So most insurance companies will have their policy fee built into the premium payment of each policy you buy.

Banner Life waives their policy fee on your 2nd, 3rd or any additional term life policies you buy from them on your own life.

Banner Life is the only company that is doing this right now!

The Negative About Banner Life Term Insurance

While Banner Life is a great company and can sometimes offer the lowest term insurance rates in the country, they are not the "perfect" term life insurance product.

As mentioned above, Banner Life does not offer the better term life insurance with chronic and critical illness accelerated living benefits.

Banner only allows you to convert (or automatically extend) to their very expensive life step universal life product which is over-priced compared to what some other term carriers offer for conversion.

This expensive conversion could be an issue if you wanted to extend your life insurance later, but have developed more significant health issues which could preclude you from qualifying for new life coverage or may result in a higher rate than what the conversion would cost.

Banner Not Competitive for Universal Life

While Banner does offer both term and Universal Life insurance, with their life step UL product providing lifetime coverage and cash value, their term life insurance product line is where they are most competitive.

For example, Banner Life's BEST Guaranteed Universal Life rate for $250,000 for 50 year old male in good health and that is guaranteed for life is $385 per month.

Whereas the absolute lowest $250k- lifetime guaranteed level rate is $203 per month.

Click here to email us if you have any questions about or if you need more information about Banner Life.

At same time we email you with the Banner Life quote, we'll send you quotes for other insurance companies that may make you a better offer or provide better value.

Click Here for Accurate Banner Life Quote

Lowest Term Rates Not Always Best

If you request a quote, we'll compare products offered by Banner Life and we'll also show you the absolute lowest rates available and the better value rates with the chronic/critical living benefits and/or the best conversion option.

If the difference between term cost is close, you may want the peace of mind of getting the best living benefits or accelerated death benefit rider and a better conversion option on your term life insurance coverage!

Is Banner Life Insurance Company Good?

Sometimes!

They are one of the few companies offering 40 year level premium term right now.

If you want more than one life insurance policies at varying amounts or term lengths, Banner Life may not be beat on price.

If you have any preexisting conditions, get a quote from Banner Life, and remember they place table ratings on a better rate classification than most other companies.

Banner Life Insurance Company should at least be considered by everyone seeking the most affordable term life insurance and Banner can offer life insurance for diabetics at a great rate.

Is Banner Life Best for You?

Click Here to email us, call or text us at 800-380-3533 if you have any questions or need additional information or simply click on red button above/below if you’d like an accurate quote from Banner Life to see what they'll offer you to protect your loved ones.

At the same time we will review rates available to you from other companies that may make you a better offer/value than Banner and we'll send you their quotes also.

If you'd like to check out all rates/products offered by Banner Life or just want to compare all of the best life insurance products offered without any licensed agent involvement, you can use this quoting tool link by clicking here to see what all life insurance companies may offer you.

Click Here for Accurate Banner Life Quote

Gordon has done an excellent job meeting our Life Insurance needs. He’s very thorough and responsive to any questions. He’s also very knowledgeable regarding any insurance or financial issues. I’ve been dealing with him for over 5 years and have been very satisfied. I would highly recommend him.

David Appel

Excellent value for the price from a highly-rated insurance carrier.

Tom and Diane Lindeman

Gordon was awesome, I was unable to find any life insurance due to being diagnosed with a biscuspid aortic valve, Gordon got it done and at a great rate!

Jonathan Walters

My husband and I are young and healthy, but unfortunately my husband recently discovered that he has a bicuspid aortic valve with moderate regurgitation. While trying to get life insurance for us both as a safety net for our young kids, we discovered that my husband's quotes were astronomically high due to this one single issue. I turned to google thinking there was no way I would find an insurance broker who specializes in getting insurance for heart defect clients, but lo and behold I stumbled upon Gordon's site! I decided to reach out to him since I didn't have anything to lose, and I am so incredibly thankful I did! He was able to shop around with several reputable insurance agencies and get us an amazing offer which saved us a ton of money - all while we basically sat back and did nothing but answer a few questions! I cannot recommend his services enough!!

Elyza Massey

Gordon was so helpful, every step of the way! He checked hundreds of policies and coordinated a visit with the agency to run blood work and get an accurate picture of my mother’s health. All in all, the best rates I was able to find anywhere and Gordon made it very easy!

Jamie Severson

I was very doubtful I could get the amount of life insurance I wanted for price we could afford but they came through as promised!

Rod Helling

I highly recommend this company to anyone that is considering purchasing life insurance. I had several factors going against me, age, health concerns, and additional factors that other insurance brokers simply did not have the expertise to navigate. Gordon was the Broker I worked with. He was quick to respond to my inquiry and really fought hard to get me approved. I am a single parent, with a disabled young adult daughter that will now be able to provide for herself should she be placed in that position when I am no longer able to. I can't thank Gordon enough and highly recommend him and the company he represents.

Sharon Golonka

Gordon Conwell was excellent! He was always courteous, and very helpful! He always replied in a timely manner to the MANY questions I had. The best part was that he saved me a lot of money in my premiums, and got me more than double the coverage, and a longer term for less money! I would definitely recommend him, and American Term to anyone. Thank you Gordon!

Tim Poole

Gordon is great to work with. I appreciate the family atmosphere, like we have known each other for years. No pressure, always available for questions, and made the process painless. Thank you.
Jeramie Collins

Jeramie Collins

Gordon assisted my wife and I with setting up life insurance policies. We are both in our mid 30s and had never explored life insurance prior and Gordon was very thorough and helpful throughout the entire process. Would high recommend him for anyone looking to set up a life insurance policy to get the correct plan that fits your needs.

Mike Costello

I really enjoyed working with Gordon. He made things really simple and fast. Didn’t have to worry about the hassle of trying to understand everything going on that I didn’t understand. I also really liked that I could do this through email and text since I don’t really have time during the day to answer the phone. I would recommend using him anytime.

Casey Whittemore

It was great working with Gordon. He was thorough and worked to get us a good rate. He answered all our questions and was so quick to reply. We were grateful to work with him and will recommend to friends and family.

Christine White

Gordon was amazing and from the very first day he stated he would get us insurance and he came through with flying colors. Whenever we called or text he always anwered our questions and was very patient . We could not be more happy with the results. Thank you Gordon!

Steven Weiner

It was great working with Gordon.

Julian

Gordon gets it done. Researches the best match for you is fast in his response times and gives detailed explanations and answers all questions along the way.

Laura Baird

Gordon was thorough with his explanation of the insurance application process. He was supportive and explained each step of the process thoroughly. Gordon has been my insurance agent for over 20 years. I recommend him wholeheartedly!

Elizabeth Colonna

Gordon and team were great! Very responsive and knowledgeable. I felt Gordon had my interest in mind the entire time and he listened to what my wife and I wanted out of a policy. Look forward to doing more business with him.

Ryan Lord

Would highly recommend working with Gordon! Found him through Reddit forms from all the free knowledge he was giving! He was able to help me get the best life insurance term policy in California! He’s super quick on answering all my questions by email and quick to get my policy! Would definitely recommend any newbie looking to get life insurance to contact Gordon Conwell!!!

Beatrice

I had a great experience with Gordon Conwell. He’s been my representative since I got life insurance 20 years ago. He’s very responsive. Thorough and informative. Knowledgeable with any question I had. Professional but always friendly. No question in my mind that customers are always in his best interest.

Michael Press

I wanted life insurance as I am the sole breadwinner in my family. However, with a congenital condition (that causes me no problems whatsoever), I am not easy to insure. I got my initial policy just before my first child was born. The process was relatively easy. Gordon knew which providers best handle my health background. He got quotes and was correct. The providers he said would likely be most favorable, were in fact most favorable.

Now over 10 years later and with less than 10 years on my term life policy, I knew I needed to increase and extend. Being even older with the same, non-problematic congentical condition isn't easy. The insurer had lots of questions and wanted a lot of medical provider notes. Gordon jumped in and worked with the insurer on accepting some items I had already submitted as complete. Where they absolutely needed more information, Gordon got on the phone himself to try and get what was needed from my providers in order to reduce the amount of work I had to do myself. I always got near immediate responses to my emails. American Term clearly knows what they are doing. They are super client focused and did whatever they could to get the policy I wanted at the most reasonable price possible.

Evelyn Nordin

Gordon's communication and professionalism were superb and, after 2+ years of searching, Gordon was the only life insurance agent who was able to secure a 30-year term $1 million life insurance policy for me, despite my medical history. I can't thank Gordon enough for all his efforts! Thank you so much, Gordon!

Jonathan Benedek

Excellent service by Mr. Gordon Conwell Expeditiously got me a 10-year term policy at my age of 66 Very responsive to my e-mails and phone calls. A pleasure to work with this man.

David A. Cohen

Gordon and his staff were amazing to work with - they truly care for each of their clients and that comes through with every interaction. I had despaired when, through a different route, I ended with an extremely high rate but, after working with Gordon and his team, I have a superior plan at 20% of the originally quoted rate. I highly recommend working with Gordon and his team!

Thank you Gordon!

Jeremy Linder

Gorden was super helpful, attentive, and got me a great rate.

Alec Salisbury

Gordon and staff are amazing - they have helped me several times and always have my best interests in mind. I am so impressed and grateful. Always caring about me and my needs and coming up with ideas to best help - just so impressed and quick replies to my emails as well. Highly recommend them.

CARMEN CRISPENO

We have worked with Gordon for many years and he has always given us outstanding and professional service. He is very knowledgeable and makes the process quick and seamless. We highly recommend Gordon. Thank you, Gordon!

Tory Lovegrove

Quick to respond and was on top of things the entire process.

William Lane

Best in the business!! Insurance is complicated. I've known and worked with Gordon for over 20 years. He is very knowledgeable and explains everything to me. Great customer service... Thank you Gordon.

Daniel Quat

Working with Gordon and his team was great. They kept me in the loop the whole time while working on a policy for my daughter. They responded quickly to every call and email. I never received a voicemail when I call. Always was able to talk with Gordon directly. I would definitely work with this team again.

Rob McGuigan

Gordon was a huge help in getting an affordable term life insurance policy. Before finding Gordon, I struggled to get a reasonable price going directly to large insurance companies, and the hoops that I had to go through were tiring. Gordon not only found me a policy that works but also provided great service along the way. Really appreciate Gordon’s help!

Matt McKenna

We have been working with Gordon Conwell for years now. He is an excellent agent, patient, and understanding, and helps a lot with understanding the process for you to decide what's best for you.

Orville Beckford

Gordon was a consummate professional throughout the entire process of seeking and securing our life insurance policies. His candor and expertise was invaluable for me and my family. Gordon took what could have been an arduous process and made it painless and simple, providing different options and explaining the pros and cons of each. I would recommend Gordon to anyone in need of life insurance.

Matt Midon

I have been doing business with Gordon for over 30 years and yet, have never met him personally. We've done everything either by telephone or email. When we were a young family, he found us affordable life insurance in spite of my preexisting medical conditions. I reached out to him again recently for insurance for our now grown daughter and her twins. And again, he didn't disappoint. He is knowledgeable, responsive, and supportive. In a world where customer service is sometimes hard to find, Gordon is unique-- a true asset. If you need insurance, look no further. You won't be disappointed.

Ray S

I was referred to Gordon through my wife's friend, who spoke highly of Gordon. I sent an email, and Gordon was very helpful and knowledgeable, and made getting a relatively large life insurance policy easy and seamless. The whole process went smoothly and was quite painless, and I would recommend Gordon for any of your insurance needs. Thanks Gordon!

Kane Moon

I found Gordon from a life insurance site. He was super responsive and knowledgeable. I recommended Gordon to my friends and highly recommend Gordon to everyone! He answers all my questions and even during weekends. I had done some shopping and wasn't satisfied until we find Gordon. Amazing service and what else are you expecting from an insurance agent? Highly recommended!

Te

Having worked with Gordon on insurance matters for well over 25 years, I concur with all of his five star reviews and have referred others to him.

Stephen Green

I recently got a high value life insurance with the help of Gordan - he is very diligent, knowledgeable, prompt and efficient. Hands down, the best life insurance agent I have ever worked with. He goes out of his way to make sure you get the best rates possible, all with A+ rated insurance companies. The process was simple, fast and painless. He presented me with different options, carefully pointing out the pros and cons of each one but never overstepping his boundaries or being overbearing. I have no doubt that I will be working with him again and am happy to recommend him to others. Don't waste your time with shady agents, this one is a winner!

Ash

Mr. Gordon found a policy with an affordable rate with my medical condition. He stays in contact with you throughout the process to ensure you he is taking his job seriously. Each time I emailed Mr. Gordon, I received an email no later than 24 hours. He explained each step that's being taken and how long each step can take. He guarantee to find you the best affordable rate; and that's what he did for me. Note: I did business with Mr. Gordon mostly online through email (my preferred method).

Lataja Rankin

Gordon was very helpful in deciding what we needed. We had done some shopping around before contacting Gordon. He found us the best rates and made everything easy. He did all the work! Thank you!

Nancy Wilhelm

Gordon was a great help, providing much needed information and assistance in a very difficult family situation. He has earned our heartfelt thanks and gratitude.

William Evans

Can't imagine trying to get life insurance anywhere else. Excellent quick communication and answers to ANY questions you may have whether it be email or over the phone. Gordon got me a lower quote than I could get anywhere on my own. Very highly recommended.

Luis Rosario

Flexible in ways to communicate. Very fast response to all my questions. After being denied by another insurance company due to RA, Gordon quickly got me approved for a lower price than I was originally quoted through another company. Quick & easy process, highly recommend!

Marissa Brownfield

I am fairly reserved in overly hefty praise but can say that I was very pleased with the process with Gordon. In fact I’d say that I haven’t experienced such counsel and attentiveness in recent memory with anything insurance related. Gordon was just excellent. He answered emails/inquiries promptly and very much went above and beyond in obtaining me an insurance policy. His background with heart valve replacement cases certainly helped. He made it clear that there were no guarantees in my case but he certainly knew which carriers to pursue. He set expectations and guided me through the process every step of the way. I would recommend Gordon highly for any cardiac patient situations as I believe he brings quite a bit of experience to these scenarios.

DaveX

Gordon was excellent to work with - prompt communication, knowledgeable about the policies available, and experienced in finding reasonably priced life insurance for amateur racers such as myself. I'd absolutely recommend him.

Zach Jackson

Gordon was responsive at helping me find a high-risk life insurance plan that would work with my budget and goals, and I had a lot of questions. He was also helpful with follow-up reminders to keep me on track with key deadlines.

Clarissa Marzan

Great hardworking folks. A pleasure to deal with from start to finish.

Brian welch

Gordon and staff delivered outstanding service. Excellent communications and a life insurance policy that suited my budget. Gordon diligently found for me the most affordable insurance policy. A pleasure to work with. Highly recommend.

Herman Kanter

Gordon and his team were so helpful and responsive. He was able to get me a policy and worked very hard to get one for my husband but due to some pending medical issues he will have to wait and see in a year. When I asked another insurance agent to check for my husband and he knew he had open heart surgery he immediately said no. Gordon went over and beyond. Highly recommend. I was a little leery as I found his name off a forum for mitral value surgery but it all worked out. 5 + stars.

LAURIE WILSON

We could not be happier with the service received from Gordon and his team. They are highly professional (with a personal touch). He went to bat for us to make sure we received the most competitive rates (with the best coverage). In addition, Gordon and Nancy were always quick to respond with any questions or concerns. I would/will recommend Gordon and American Term to any and all! Thanks for your all you do!

Julie Tobias

We are very pleased with the service that Gordon provided. He understood our concerns regarding our privacy and our insurance needs. We always received prompt responses to our questions, and he was able to get us a policy that fit our requirements. A great company with outstanding service!
Mark Hoffman

Mark Hoffman

Very knowledgeable and always responsive. I will use again when I have a renewal.

Steven Welty

Gordon was very professional with obtaining the policy that was right for me. He was always right there to answer questions and followed through with every challenge my situation brought up for him to tackle. I would recommend his services to everyone.

Richard Kingcade

Gordon has been most helpful and efficient in helping me to obtain my new life insurance policy. I really appreciate his assistance and prompt replies to my questions.

Jeffrey Franklin Paulk

I’m so happy to come across Gordon for assistance in life insurance. I was turned down for insurance because of health history however he was able to find a great policy at an affordable rate. He was always on top of things and never had to wait to have my questions answered. I would recommend his service to anyone!

William Cook

Gordon and his team have been very diligent and persistent with assisting me in getting a policy. He is great at answering any questions and rightly so given his many years of experience. He is someone who can get things done and I’m happy I came across his company.

Gavin Thomson

I did quite a bit of searching insurance websites, trying to find the right policy at the right price. I came upon Gordon's site and my hunt came to an end. Gordon explained what he could do , set up the necessary steps and completed the process flawlessly.

Ron Kozlowski

Gordon Conwell and his staff provided excellent service to us. Thank you for all of your of your assistance ! Jesse and Karen Tillery

Karen Tillery

Gordon was professional, timely and quickly answered all of my questions. His service was outstanding, and I highly recommend his company to any associates i have.

James Arevalo

James Arevalo

5. GREAT EXPERIENCE. GORDON'S FIRM IS EXTREMELY KNOWLEDGEABLE, QUICK TO RESPOND. THEY QUICKLY GRASPED MY NEEDS, COMPETITIVE SHOPPED AND GUIDED ME TO A POLICY WITH A GREAT PRICE. I WOULD HIGHLY RECOMMEND THEM AND PLAN TO USE THEM FOR FUTURE NEEDS.

JAMES BRINKLEY

5+ Working with Gordon and his team was the best experience I have ever had with insurance purchasing in my entire 75 yrs of living .

GARY STEEN

Gordon and team---I had difficulty finding insurance till I found you online. Im in my sixties and most did not want to insure me at a decent cost. I appreciate your determination in finding me a policy at a reasonable price.

THOMAS W HANSEL

Great Agent.
Reliable and trustworthy service.
Stay in touch at all times and respond quickly.
Smart and professional to open all options and provide valuable advice to clients.
Good experience in life insurance and took the time to explain it thoroughly which made us satisfied and confident in his service
In conclusion, great service.

OANH VAVERKA

Gordon worked hard to find a reasonably priced policy with a good value. I contacted several other companies and brokers without success. He kept me informed on each step of the process and answering any questions I may have had. I can’t thank him enough for the work he did so I could receive a life insurance policy.

Sharon Thomas

When you want exceptional service when searching for a insurance policy there’s no one better then Gordon. He went above and beyond to get me the insurance policy that was just right for me.
If you are looking for any type of insurance, I recommend him highly.
Thanks again Gordon
Thomas Kelly

Thomas Kelly

Gordon worked very hard to get me covered considering my circumstances and kept me updated all long. I appreciate all he has done to help me.

Thomas N Orr

Gordon was great in communication and following up during the entire process.

Excellent service!

David Madden

Gordon and his team did an outstanding job on getting life insurance for my nephew. My nephew is in excellent health but was turned down for life insurance due to loosing his spleen in an accident a few years ago. Gordon worked the situation to get a policy at an affordable rate. Communication was excellent. Thanks Gordon!

Ron Cedruly

Gordon has been absolutely wonderful to work with. He answered all of my questions in a timely and professional matter. The best thing of all though, was that I felt I was speaking to someone who cared about what was best for me. He offered solutions and suggestions on the best route to take for my life insurance policy as a type 1 diabetic. 5/5 stars easily.

Johny Roua

I received what I believed to be unfair pricing by another life insurance company. I contacted Gordon, very confident he could find be a better price as I consider myself in excellent health for a middle aged man. He did not let me down, thoroughly investing his time and understanding of my health status to connect me with a host of companies who gave me a much better price along with some other benefits not offered with previous policy. The process to get to that point was clearly and concisely communicated with me at many points along the way. My company has done business with Mr. Conwell on many occasions in the past and will continue to do so in the future. Excellent service and truly professional.
Chris Frankel

chris frankel

Gordon did an amazing job of getting me and my family life insurance!!! He worked hard, always communicated with me along the way, and did his best to get me the best rate possible. I appreciate all the work he did and HIGHLY recommend him!

Arnoush Javaherian

Gordon is the person you want to contact for your insurance needs. The whole office conducts themselves in a very professional manner. He is very conscientious toward your particular situation and is very relatable and easy to understand when explaining insurance policies. He simplifies everything and makes you feel very secure and comfortable prior to you purchasing. Very knowledgeable and simply a good person.
Bill Plante

WILLIAM M PLANTE

Gordon was wonderful to do business with. He was extremely professional and followed through step by step. Most importantly he was able to help find me the best rate between different companies. Thank you Gordon and Nancy!

Christine Brackins

Gordon Conwell is amazing...he found me a great policy and answered every question I had so that I understood all aspects of the insurance I was purchasing. This is the second time I have went to Gordon for my insurance needs and I won't use anyone else. Best online anywhere-perfect service!!!

Lisa Vendeiro

I am in my early 70s and decided I needed to find a more affordable Term Life policy. Gordon Conwell reached out to me with some basic questions. He submitted my info to 12 different insurance companies, with two responses in a few days. About a week later I had an in home exam by a health professional and reviewed my medical history with him. Tests results were completed and Mr Conwell notified me 2 companies were ready to insure me…..one of which was $604.00 per year less than my current coverage! It took 15 days from start to finish. Will recommend Gordon Conwell at Americanterm.com to my family and friends!

Linda L Wilmeth

Gordon was very thorough and took the time to get a bunch of different offers to find one in my price range. He was always very quick to respond to questions and worked to keep things moving and get me a good deal though I am not one of his bigger clients. Would definitely refer to family and friends.

JESSIE TORRISI

Couldn’t have been easier

Would recommend to anyone

Joshua Hamburg

Gordon has been so, so incredibly helpful, patient, and persistent with my situation. I would highly highly recommend him and will not hesitate to ask him for help again in the future!

Angela Fitz

Gordon was extremely professional and efficient. He made the process of getting life insurance incredibly easy, and got me a great deal! I highly recommend his services.

Amy Miele

I got the policy I needed at a really great rate. Thanks, to Gordon, for helping make this possible.

Neil Woller

Gordon is amazing. He was able to get me Lifetime Benefits. I have been working with Gordon a long time. I would recommend him to anyone. If you need someone to work for you look Gordon up.

Ann Haffley

Gordon was awesome. He helped me get insurance when all others said no. Thanks Gordon

Bennie Loper

As a 70 year old man, overweight and with above normal range PSA numbers but otherwise healthy and on no medications, I was pretty sure I did not fit into any life insurance preferred rate scenarios, which is why I sought out an agent who specializes in such situations. After a brief search I found American Term and sent an email inquiry explaining my status and what I was looking for in terms of coverage. I quickly received a response from Gordon Conwell informing me that my situation was far from hopeless and that competitive rates were out there if you knew where to look and how to approach the negotiation. An application was formalized and Gordon never failed to tell me what to expect, when to expect it, and how to best proceed or prepare for each step or twist encountered along the underwriting journey. It was a level of personalized service far and away better than anything I’ve ever encountered from the big box agencies out there. In fact, I doubt I would have ever reached an approval dealing with anyone other than Gordon. At the end of the process, I was offered premium rates from a highly reputable company that were at the very bottom of the price range estimated by Gordon in his first email to me. That rarely happens in real life. Further, Gordon suggested ways to buy more than one policy at varying durations to keep costs down while extending my coverage term, something I would have never considered on my own and an option I did end of finalizing. My sincere thanks and the highest possible recommendation for Gordon and the American term team.

Bryan Fuller

It was not only a pleasure working with Gordon C. , he also helped to make this process simple . Would highly recommend him and his company .

Theodore R Starling

Gordon did an excellent job! We needed life insurance for both my husband and I. My father passed away from a heart attack under the age of 60, which made premiums more expensive for me, but Gordon knew which companies would give me the best rates given my family history. He is so knowledgeable and went above and beyond helping us find the best rates and the right insurance for us. I highly recommend Gordon and his team especially if you have any health issues or a family history of health issues. Thank you Gordon!

Kristen L.

I have been trying to find affordable life insurance for 10+ years, always being denied because of my autoimmune condition. Divorce made it even more important, and urgent, that I have life insurance for my little one. After thinking that someone must specialize in procuring life insurance for those like me, I began researching online and found Gordon. He is warm, truly understanding, and was incredibly efficient, timely and effective with all aspects of the life insurance process: the paperwork, the medical exam, the search for the best rates - everything. I finally have life insurance and finally feel relief that should anything happen, my little one is taken care of in the future. Thank you so much Gordon! I highly recommend him.

Natasha L.S.

I cannot say enough about this company and the superb service that I received from Gordon Conwell! From the start he was personable, knowledgeable, and always available to answer any questions that I had! To find someone so very capable, efficient, and reliable is such a rarity nowadays. I felt like I could trust that the job would get done, and get done right and efficiently. He made the entire process such a pleasure. I don’t think I’ve ever encountered someone in business that has worked so hard to accomplish something for me. I am so very grateful to Gordon for all the work that he did for me, and for the successful outcome that resulted.

Natalie Kalphat

Exceptional service, rapid responses to questions. Not pushy, provide me with all information needed or requested to make a decision, then allow me to make that decision. Will do business with Gordon again.

Christopher Laurent

Gordon and team were remarkable. The level of detail as well as complete transparency in the process was refreshing. I truly felt as if I had an experienced agent on my side looking out for my best interests. Highly recommend!

Gregory Wexler

As an occasional race car driver I was dealing with having life insurance that placed an exclusionary rider on my racing activities. My wife was not comfortable with that and I ceased racing for a time as a result. I was pretty desperate to find coverage for racing. Gordon Conwell and his team were super responsive to my questions and did an excellent job finding a company that would provide the coverage my wife needed. So now I am off to the races thanks to Gordon Conwell and his team! I highly recommend him to anyone who does "dangerous" sports. He provided five star service for sure!

Greg Williams

I am thankful to Gordon to help me finding an affordable insurance with a health condition. The response time on all my requests were super fast. Overall the process went very smoothly. I would definitely recommend Gordon to anyone.

Alexey S.

My husband purchased his life insurance through Gordon Conwell years ago when we lived in Pennsylvania. However, I have never been as thankful for having Gordon as my insurance agent as I am now, living in Colorado with my husband, aged 72 and in the middle stages of FTD (Frontal Temporal Lobe Dementia). When my husband was turning 70 and the premiums on his policy becoming unsustainable, Gordon helped me convert some of his insurance and he has just helped me find a life insurance on myself which more than doubled the coverage I had been carrying for a very very small increase, which given my age I wouldn’t have thought possible. Working with Gordon, I always feel that I have a professional who knows his business inside and out, but who always puts my needs and interests before anything else.
He is very detailed in his explanations. He always makes himself personally available to me. We confer via phone and email. The degree that he simplifies all the paperwork is amazing. And I must add that his staff is a pleasure with which to work. They couldn’t be any kinder, personable or efficient. Working with anyone in his office reflects back on Gordon.
Gordon

Frances Flood

Gordon was wonderful to work with. His customer service is amazing. I did not know much about life insurance and he explained everything very thoroughly and responded to all of my calls and emails right away. I got life insurance quotes from other companies and his rates were far more competitive. I am going to have my whole family use Gordon! I hope I never have to use my life insurance but if I do, I know my beneficiaries will be in good hands.

Hannah Holmes

Gordon was very thorough and very helpful to my husband and myself for insurance. I would have no problem recommending his services to anyone.

Marvin Reese

He went above and beyond for me and is very professional i will recommend Gordon to everyone I know needing life insurance he did a very good and fast job for me
Thank you

Jordan spears

This was our second purchase from Gordon. Very knowledgeable with plenty of markets to choose from. Highly recommend his firm and services!

Nick S

Gordon made the switch to a new life insurance company seamless.

Michael Gannon

A great experience! Always quick to respond and answer questions with clarity and information. A pleasure working with.

Brian Bast

What a relief it was to find Gordon! My wife and I needed to be educated from the ground up. We didn’t know much about how the process worked or the level of policy we needed. Of course, cost was a factor as well. Gordon helped us from the first step to the activation of our policies. Thank you!

Paul Doherty

Gordon is wonderful and went the extra mile to find a great policy despite some challenges. I will recommend him whenever someone needs life insurance!!

Gregory Denney

THE SEARCH IS OVER! No more searching the internet and reading through reviews to find an insurance company you feel you can trust. Trustworthiness was my biggest concern in 2016 when I needed to purchase a life insurance policy to help care for my four children in the event of my death. Gordon quickly put all my worries behind me. His availability and customer service impressed me. Gordon always answered my questions promptly through an email or phone call which helped build my trust and apprehensiveness in choosing to obtain life insurance online rather than with a physical person/company. His knowledge and good rapport with numerous insurance companies helped me obtain a life insurance policy with terms I was comfortable with, as well as, a premium I could afford on a limited budget. His service doesn't stop just because you sign your policy; Gordon has continued to keep in touch the last 4 years to review my policy with me, as well as, answering questions as simple as when is my premium due? My fiance recently experienced the same awesome service I received in 2016. Gordon found a life insurance policy for my fiance with lower premiums and longer terms. My fiance was equally impressed and told his business partner about Gordon. Americanterm is Gordon Conwell and his awesome team. They are committed to work on your behalf obtaining a policy that fits your health concerns. It has been a pleasure working with Gordon and I highly recommend him to you.

Jessica Smith

Like many others working from home due to the pandemic (and being 44 years old), I figured it was a good time for me to look into getting life insurance so I could check it off my list. What I didn't realize however, was how challenging the process would be when calling various providers on my own and applying online to get a quote, only to get hounded by life insurance sales agents calling me 24/7 and then offering me extremely high (and frankly ridiculous) rates.

Thankfully, I came across an article online that Gordon Conwell wrote and was so impressed with his expertise, knowledge and his ability to articulate what things to look out for and to keep in mind when searching for policies, that I decided to pick up the phone and call him! Since my first conversation with Gordon, I have learned an extraordinary amount of information about life insurance in general and what type of policy would be best for me and my budget. He walked me through every step of the process, answered all of my questions (and believe me, I had a lot of them!), was extremely prompt in his responses, and was an absolute pleasure to work with throughout this journey!

From our very first phone call, I knew I was in good hands with Gordon Conwell and his company. He is 100% dedicated in helping folks get the absolute best policy and best rate possible. He was able to secure a policy for me that I didn't think was possible. If you are considering getting life insurance, pick up the phone and call Gordon, like I did! You will save so much time and money and will actually enjoy the process of obtaining a policy that is best for you and your budget!

Kim Swensen

Gordon's team is excellent. They do not give up until they've gotten the customer what is needed.

Ashley Ebersole

Gordon stepped my wife and me through the entire process and explained the options very well. He and his assistant were thorough and handled the details. We then selected the insurance company; amount to cover without any pressure to steer our decision. Everything was handled very professionally.

Russell Jay Steele

After searching online about three years ago I came across Gordon's website. I am an older person mostly beyond the ages of what would normally be considered as reasonable pricing for life insurance. I was coming to the end of a long held term policy period and searching for an affordable option to carry into my later years as my previous policy had no conversion privileges. Also being outside the expected norm of body type did not help my situation, but Gordon found me an acceptable policy within the budget guidelines I have him. No small task at the time. Fast forward to now, I had continued to work on my physical concerns and had made good progress and contacted Gordon to see if I could qualify for more coverage while staying within my budget. Just as expected he found a highly rated company that gave me more coverage than what I had purchased three years ago again staying within my budget. Needless to say that Gordon and his folks are excellent! No question went unanswered and they gave me awesome guidance through both application processes. Have no fear with Gordon and his staff, the most organized and efficient folks that I have ever had to pleasure to do business with in the insurance business.

Howard DeCors

I was referred to Gordon Conwell over 22 years ago by a coworker/friend and I've had policies through Gordon since then. He is incredibly responsive, knowledgeable and helpful and I would highly recommend him to anyone.

Kevin Gross

You are in best hands with Gordon! He is knowledgeable, experienced, honest, and actually works for your interest. He helped me navigating through different insurance options and always answered my questions timely and in great detail. I cannot recommend his service enough, particularly if you have health conditions that makes it harder to get affordable insurance. Gordon knows exactly which insurance companies to contact. Gordon will make sure to get the best deal available on the market for your specific circumstances. I highly recommend working with Gordon!

Ella S.

Gordon and his assistant Nancy were extremely knowledgeable with introducing the right insurance product for my final expense needs. I highly recommend, especially coming from a family of former life insurance agents.

Michael Lattari

Gordon and his company are top notch and will get you the very best price for Life Ins.
Long story short I accidentally let our old policy lapse from a different company. So I started searching on my own when I came across Gordon's site and reviews. Gordon was able to get myself and my wife MORE Life Ins for the same price we were paying with the OLD other company.
So if your looking for Life Ins. give Gordon and his company a chance they will not disappoint you.

Derek S Buchanan

Gordon was great to work with. He was able to secure me with a policy when others declined us or were more expensive due to By-pass surgery. I highly recommend that you take advantage of his experience navigating insurance company's policies.

John McKamey

5/5 working with Mr. Conwell. He was very professional with obtaining the policy that was right for me. I would recommend his services to everyone.

Jeffrey Mark Brown

I wish I could give more than 5 stars. I was hesitant at first about giving a complete stranger on the internet all of my details, but I was desperate because I was being denied life insurance. I decided to take the chance on Gordon and I am SO glad I did! He made the whole process easy and got my life insurance approved before the company that denied me finished my husband's life insurance paperwork. Gordon answers emails and phone calls quickly and is just a genuinely nice guy. I am so glad I trusted him!

Danielle Moore

Gordon provided remarkable service! I was browsing online for different quotes and came across him by chance from someone in another Dept. His office is in another state however he was still able to listen to my concerns and he actually followed up with me vs handful who didn’t. He always replies right away when I send an email. Thinking about the unfortunate is stressful and especially when trying to make sure you get the right coverage. Gordon made the process smooth and simple. Would definitely recommend!!!

Tania Reyes

Gordon Conwell was great! He was very responsive and diligent in getting us the best rate. Highly recommended!

Meg Nolan

Gordon was terrific. He always responds immediately and answers questions thoroughly and with great incite. He knows this business inside and out and navigated us through the process of getting new policies secured with great care. Thanks Gordon!

Shawn Nolan

5
Definitely a
5
Gordon Conwell
Was friendly caring and professional.
He looked out for my best interest at all times.

Joaquin R Perez

My wife and I recently purchased new policies. Initially we were hesitant to purchase policies online. Gordon and his staff were very helpful and knowledgeable, putting us at ease. They worked hard to get us the best prices and coverage and were always available to answer questions. We highly recommend them!

Kevin Stern

We were initially apprehensive about working with an agent we had never met in person, but due to a special health circumstance we felt it would be more helpful to work with Mr. Gordon Conwell due to his extensive experience. Gordon blew us away with his responsiveness and courteousness. No matter what question we had, whenever we had it, he was available to answer or could get us an answer within a few hours. Furthermore, he was extremely accommodating of our requests for greater data security. We ended up getting great policies that met our needs, at a very competitive price. We highly recommend working with Gordon.

Stephanie B

Thank you very much for the great care you took in providing us with a great policy

Jayne Bliss

We contacted Gordon about getting life insurance for me & my husband. Gordon is very knowledgeable about life insurance, he was fantastic to deal with, he kept us updated on our insurance status & explained everything to us and was always available if we had questions. Doing business with him is a pleasure. We highly recommend Gordon Conwell for all your Life insurance needs.

Shelia Kirtley

My wife and I have purchased several policies from Gordon, including one for a complicated situation. In every case, Gordon (and his team) promptly and diligently answered every question, handled every detail and concern, and helped us obtain the best possible coverage for our individual needs. I would not and will not hesitate to work with Gordon for any future life insurance needs.

David R.

I worked with LifeQuote, SelectQuote, and finally Gordon was able to get me the best rate, preferred plus for my 35-year life insurance. LifeQuote told me that they had to double my premium because of my medical results, but never tried to give me any other suggestions. I requested LifeQuote to stop the application process immediately, and luckily I found Gordon. He is very patient with me, explained every step of the process, gave me suggestions how to get the best medical results, and negotiated with the underwriter. He is so efficient, always received his response within an hour. Today I couldn't wait signing the policy acceptance. I will definitely recommend him to anyone who wants a best-rate life insurance, he is so experienced in terms of dealing with underwriters/insurance companies. I realize how good he is until dealing with all other brokers in the market.

Sherry Chen

Gordon had answers to questions that I didn't know to ask. That made the difference. Saved me Aton of $

Robert Reid Parks

Gordon was very nice and excellent in giving us the advice we need. He helped us understand all details and the choices we had. There's no pressure and we felt that he genuinely care about his clients and the service being offered. Overall excellent experience! Highly recommended.

Tony F

Mr. Conwell has always been most professional, competent, courteous, ethical and knowledgeable re insurance matters. I give him my highest recommendation to provide the type and amount of coverage requested.

Francis X. Nolan, Esq.

I honestly can't say enough about my experience with Gordon and his team. After knowing nothing about how to start, where to look, or what to expect from a search for life insurance for my very unique situation, I came away feeling like I have a trusted advisor. Gordon is much more than an insurance salesman - in fact quite the opposite. He is not salesy at all - and his biggest priority is making sure you find the best coverage for YOU. He is quick and through with his responses (even outside of normal business hours!), and he wanted to make sure I fully understand everything - from beginning to end. THANK YOU Gordon for your excellent service, and for making a stressful time as quick and painless as possible for me and my family!

David Zavala

Quick turnaround
Great service
Friendly

Generoso

I originally found Gordon online 5 years ago to help with a high risk life insurance policy. He was able to find a policy for both my wife and I and within our budget. As our family has grown Gordon has continued help us expand our coverage. Gordon has worked on our behalf communicating with the life insurance companies to get the absolute best rate. We wholeheartedly recommend Gordon and his staff.

Martin Vergara

Thank you so much for all the attention that you gave me as I was trying to get an affordable insurance product. The service was excellent!

Ronald Woodall

Very responsive, answered all questions promptly and professionally. Staff very helpful and responsive when I had additional questions.

Nicole Newingham

We were able to replace wife's term policy at a substantially lower rate- saving us a bunch of money. Service was great! All communications were prompt and knowledgeable.

Mike Sawicki

Gordon is a true insurance professional. He is extremely knowledgeable and very responsive. He found me a policy for the term I wanted, in the amount I wanted, with a good company, at a price that worked, despite my health history creating some challenges. He helped me to understand the application process and also provided counsel about certain policy nuances that I asked about. I really enjoyed working with Gordon and am pleased to recommend him.

Ryan M.

Had a great experience with American Term and was provided with a choice of insurance policies with the best rates that fit my needs. Gordon Conwell assisted every step of the way, handling the process with ease and professionalism. Highly recommend!

Sherrie S.

Great experience! Easy to work with, very quick responses, answered all my questions and ensured that I completely understood all about the policy. Gordon took the time to explain the pros and cons of the policy choices and ensured that I felt comfortable with my decisions. Would definitely recommend!

Melinda Pullis

Gordon and his team were excellent in supporting my efforts to get a more affordable Term policy with additional benefits over my existing one. He is responsive even at weekends and after hours with gentle reminders if I'm tardy myself in getting information back to him. Gordon is always ready to give easy to understand explanations and personal recommendations. 5 stars without any hesitation!

Peter D Talbot

Since we started using this service we feel that we are working with someone who is looking out for our best interest. The group is helpful and very informative. We see a lot of ads for insurance, with few details...this is the group to go to for advice.

Larry P Rumpf

I'll start by saying Gordon has to be the most genuine person in the industry hands-down. As a young man, with a young family I sought out Gordon's services for life insurance base upon several Google searches. I felt comfortable the through all the communication (which was always consistent) there were certainly some obstacles the we had to overcome based on current medical records. Gordon, was able to put me in a "instant" coverage which was not what I was looking for but given the situation was the best case scenario. The follow year (this past summer) Gordon, followed up with me and wanted to give things another try which I found encouraging. To be honest I was shocked he had remembered to contact me in the 12 months. During this second go around I can confidently say Gordon worked tirelessly on my behalf with multiple insurance companies. I'm happy to say this time was successful for a 30 year term policy which my family and I are forever greatfull. Please give Gordon and his team the opportunity to give you and your love ones the peace of mind your looking for I promise you won't be disappointed.

Anthony Zanni

5/5

Pastor Richard J Cross Sr

Gordon was great to work with. He kept looking for and told me he would get me life insurance when others stated I would not get coverage due to recent health issues. Not only did he get me coverage, but I received a great rate with enough coverage for the next 15 years. I would recommend Gordon and his service to anyone looking.

Scott Hartman

Gordon helped me through every step of the process. He was very responsive and answered all my questions. I had been turned down in the past by other companies since I'm a cancer survivor but Gordon knew exactly how to find me great and affordable coverage! Will definitely contact them again in the future for any additional needs.

Donald Thomas Hayes

Gordon was very helpful in getting me the best rates for my policy.

Manuel Rey

Gordon, Nancy and team were tremendous from the start and thanks to them I was able to secure the best policy for myself. Gordon was incredibly insightful and explained everything I needed to know--always available for questions. The communication could not have been better, whether it were immediate replies via email or phone. With their assistance and utilizing their relationships in the industry, they were able to survey the marketplace, compare offers, and point out the best rate. I would recommend Gordon to anyone looking to get insurance coverage and if I am ever out looking again for myself or my family, I know who I will call first. Thanks, Gordon!

Alex Ifkovits

Gordon Conwell was fantastic to work with! He did exactly as I asked, answered all of my questions and completed our policies with ease!

Stacy Byington

I am 74 years old and my term life ins. expired . We still had some long term expenses and if something would happen, my wife would be in a tough spot.
Checking on the internet ,Gordon Americanterm ins. had great reviews. Gordon help checking around and found a good policy that was affordable

Dennis Parker

Great service and results. Gordon found a company and policy with excellent rates for my health condition and history. Communication from American Term was always prompt and professional. The policy I purchased has some flexibility down the road and I appreciate that Gordon and AmericanTerm will periodically review my policy for any better options.

Royce Hoch

Wanted to get a small life insurance policy for my girlfriend as we are planning on getting married in about two years. I am an insulin dependent diabetic and was not sure if a 61 year old healthy diabetic male could obtain affordable life insurance. I was very happy with cost to get life insurance and process was fairly simple. Rate 5 out of 5 for sure

Thomas C McGillick

Prior to my insurance policy expiring, Gordon Conwell found me a policy from a reputable company at a great price. Service was great, price was the best I could find, & I couldn't be happier! This is why you use an insurance agent, would highly recommend Gordon to anyone in the market for insurance, he will find you what you are looking for!!

Gary Rupprecht

Did i receive great service? What an Understatement! The service level I received from Gordon Conwell was outstanding! Not only was I introduce to a product with incredible value, the cost per 1k on the policy Gordon introduced to me, literally blew the cost per 1K away on my other policy! The timely communication and follow thru by Mr Conwell demonstrated to me what the meaning of professional grade service level is all about! Mahalo and Aloha, Gordon!

David V. Estillore

My job allows me limited time, including obtaining life insurance (as important as that is). I had reached out to several online companies for quotes, which several responded. i was also looking for a fairly substantial amount (in the millions). I selected Gordon Conwell as he simply made the process easy, concisely provided the information i needed, provided both the best quotes...but more importantly guided me through the process and information whereas he did all of the heavy lifting and providing me only the critical information i needed to complete the process. For those with limited time...this was perfect, and probably the only way/reason i got it done. One more thing surprised me...at first glance i assumed Gordon's responses to my inquiries were form responses (as with other companies)...but they were detailed, personal answers that were exactly on point with what i needed to make this happen. i inadvertently ignored them at first assuming a spam response to my inquiries...but when my wife reminded me to get this done...i read his emails and was surprised at the level of effort and patience Gordon displayed in taking care of me. I don't know Gordon personally...but would/will highly recommend him to my friends if they need life insurance.

David Wallis

I appreciated Gordon and Nancy's service. Gordon shopped around for the best rate for me given my specific health history, and helped me each step of the way. It was nice working with a small business owner rather than a large company.

Beth D.

Information was provided timely, courteous, and great service.

Jimmie Porter

Gordon and staff has always given us nothing but the best council and service we could ask for.

Toni Osing

As a Type 1 diabetic, it was very difficult for me to find affordable term life insurance (if at all). Gordon was extremely helpful in explaining how these policies are handled by different insurance companies and answered all of my questions very well. Working with him, I was able to obtain a term life policy that was significantly cheaper than previous policies (>$1,000 saved).

Gordon and his team are extremely competent and very customer focused. Working with them remotely via email and telephone was painless.

I would recommend Gordon and American Term to anyone looking to find the most affordable life insurance policy possible, especially for those individuals that are higher risk.

Drew Lane

Gordon and his team were able to find me an affordable policy that met my needs. They walked me through the process and answered my questions promptly. I would recommend their services.

Dave Mckairnes

We received great service from Gordon and his associates. My husband and I had been looking for a new life insurance policy since his term life was going to expire. It was very hard finding a new affordable life insurance policy due to his health issues. But with the help of Gordon, we were able to. He was very patient and answered all of our questions. I would recommend him to others. Thank you for your help!

Kelli Overmyer

My experience was brilliantly smooth and very professional, prompt and precise. I can say that Gordon was very diligent, response and truly had an interest in what suited my family's needs and my budget in terms of life insurance. I am very pleased and would recommend him to others !

CARLA PASTORE

I’ve had an extremely positive experience. When Mr Conwell said he’d check something out - I heard from him nearly immediately. He was very nice to deal with. We now have our insurance thanks to him and are very satisfied.

Patricia kabatt

My Husband & I were very pleased with the service we received. Professional and personiable at the same time. It's a hard balance to strike, but this firm has achieved it.

Drena Dodson

The Conwell’s are the absolute best you will find with regard to actually working for your interests! No one could or would work harder to find the right product for your needs and budget. Five stars all the way!!!

Gary Shipe

Gordon and his team were very professional and courteous. Even with a complex medical condition, they were diligent in finding me the best option available. I am very satisfied with the service I received. Thanks!!

Patrick

Gordon worked hard to get me the very best rate for what was admittedly a tough case involving Motorsports and aviation.

Justin

Excellent service from Gordon Conwell and his team. Highly recommended. Gordon guided me through all the questions I had and gave me excellent advice. As a cancer survivor, it can be tricky to get coverage with some automated online insurance agents out there. What I really like is the highly personal service offered through his team, the way that it should really be done. Highly competitive quotes. Thank you very much!

Em Y.

It was a pleasure working with Gordon Conwell for guidance on my insurance policy questions and selection of the best fit for my needs. Gordon and his team were responsive and accommodating to my busy schedule. Thank you!

Katherine H.

American Term exceeded our expectations in every way. Professional, knowledgeable and thorough; we would recommend American Term to anyone looking for life insurance. Gordon Conwell was wonderful to work with; he walked us through every step of the process, returning our emails and calls -often within the hour- and patiently answering all questions. American Term, and specifically Gordon, have restored our faith in insurance providers. Top notch company with integrity and experience; they will help you find the best policy, and the process will be painless. We're 100% happy with our new policy and 100% satisfied with the process.

Marie Beer

Good people. Worked with my wife and I on getting affordable long term care insurance. Highly recommend.

Rick Morgan

I never thought I would be able to purchase life insurance due to my medical history. I had been told by other agents that no one would insure me.
I only wished I had found out about Mr. Conwell when I was a few years younger.

Randy Lovvorn

Gordon went above and beyond any other agency to obtain me life insurance, given my previous medical history. No other agency offered the depth that he did. In both insurability and price. I am thankful, highly recommend his professional services.

Susan M

The process has been seamless. Much smoother than other times I have applied for insurance. I am also confident the rates I received were very competitive.

Aaron Eichhorn

I received outstanding service.

janice m jackson

Great company! After being rejected from other companies it was a relief to receive an approval.

Rafael roman

I wasn't quite sure about using a company I found on the web but, after inquiring about the product and cost, I was pleasantly surprised by the personal attention I received and the recommendations made for the best coverage for what I needed. The quick responses to questions I had was invaluable in my decision making process.

Karen Jerald

I was very happy with the service I received from this agency. Gorden 3 work with me to get the policy I wanted for the amount I wanted to pay. Would highly recommend them to anyone.

Robert LaCount

Gordon is easy to work with, honest, and will respond to any questions or problems you might have in a very timely manner. He went out of his way to find my wife and I the best life insurance for the best price. If I ever need anything else, he will be the one I will call.

Robert Misiak

Gordon was amazing to work with! He made the whole process so easy and was very thorough in explaining everything. He was able to get us the best rates when other companies were not. He saved us so much money per month. I would highly recommend using Gordon for any of your insurance needs!

Sarah Selverian

Gordon Conwell is the man !! He made everything super smooth for me.

Alfonse Magliocco JR

Gordon is the complete insurance professional. He had without doubt the best service and prices bar none. He answered all my questions no matter what time of day I called him. He made doing business pleasant. He truly cares about his clients and is totally hands on It’s like doing business the old fashioned way. I would highly recommend contacting him for consultation. I can’t say enough about him. Thanks for allowing me to share my experience

Brian h tarver

Gordon Conwell was excellent. He answered each and every inquiry that I made and answered them with in-depth commentary -- not just one or two word answers.

When it comes to life insurance, I would highly recommend this man to be your agent. You will not be disappointed and the money you will save is icing on the cake.

Thank you Gordon for taking the time to see me through the entire process.

God Bless!

Thomas Ross

I had been looking for life insurance for over a year for my husband with no luck. Every time I inquired at a company, they simply told me he wouldn't qualify. Not only was Gordon and his team able to secure me life insurance, they were able to get two companies to approve him so that we could get the most competitive price. They made the entire process SO EASY. I wasn't sure when I found them online - it seemed to good to be true that someone would do all of the footwork for you. Thanks to Gordon and his team I can now rest easy knowing that my husband has life insurance!

Janet Pinkley

I had the best experience working with Gordon. Always very prompt to get back to us with answers and great advice. Highly recommend!

Michaela

This is our second renewal with Mr. G. Conwell and I was extremely pleased and satisfied with his services once again. Mr. Conwell was extremely helpful and knowledgeable with all my insurance needs. The office staff is extremely helpful as well, Nancy goes over and beyond to help in any situation that she can and was such a pleasure to work with as well. I will continue to keep my insurance needs with Mr. Conwell and his team, full of experience and very well trusted always feel like a priority! They will find you the best coverage to fit your pockets and they make it very easy for you to understand and complete the process.

Akia DiFiore

Gordon is very professional & helpful. He was aware of our needs and we received all the services we requested. We would highly recommend him.

V Kaufman

I am a 12-year breast cancer survivor. I was able to get better life insurance coverage thru Gordon Conwell than other agents that I have tried. I am very satisfied with the prompt service that I received.

Debra Bischoff

Leveraging his strong understanding of the bi-cuspid aortic disorder, Gordon secured a policy with a top rated insurance company nearly 40% lower than I had been quoted previously. Gordon and his team are very professional, ensuring you are well informed at each phase and available to answer any of your questions. I would recommend Gordon to anyone searching for a fair and reasonable policy.

Rick Bruno

The amazing customer service and care given by Gordon and his team is a rare find. We highly recommend him to anyone searching for insurance!!!

My husband has a minor heart attack over 5 years ago and has been symptom free since. Even with his medical record proving he has been healthy since, it has been impossible for us to find a life insurance policy that would cover him.

Gordon and his team went above and beyond! He was able to provide us with a policy that provided the coverage needed and rates within our budget. He actively communicated with us throughout, even to the extent of following up with us when we didn't respond within a reasonable amount of time (our fault).

A & K Martinez

Amazingly prompt, responsive and informative! A very knowledgeable and helpful answer to a question sent in (by me) cold. I would recommend these folks without hesitation. Gordon, in particular, was especially helpful.

Mike Dougherty

Gordon Conwell and his team have been excellent. They have done a great job recommending the right life insurance policy to take care of my family. I won't use anyone else and neither should anyone else!

Emmett Dempsey

Extremely efficient and very easy to communicate with. Always right on top of everything I asked or needed. They got me a way better insurance rate than I was expecting. Great to do business with and I would highly recommend.

Penny P.

Gordon Conwell's expertise and attention to detail made securing my GUL policy a breeze--and at the best rate.
Each step--initial contact, application correspondence, medical exam, and policy issuance--was handled promptly and professionally by Gordon and team.
Thanks Gordon--much appreciated!

Robert Cowell

I’m male, non-smoker, in my late 50s. Until recent years I always qualified for and purchased life insurance at the lowest rates. I have had echocardiograms and echo-stress evaluations in my 30s and 40s following episodes of chest pain where those tests helped rule out anything serious related to my heart. Consequently, I could purchase life insurance at the best rates

That continued until my mid-50s when I was diagnosed with high blood pressure that I easily control with medication. A subsequent echocardiogram revealed that I have a bicuspid aortic heart valve with mild regurgitation / murmur.

I enjoy good health and personally notice no health effect from this diagnosis. However, because of my bicuspid diagnosis, when it comes to life insurance rates, my name seems to have an asterisk (*) next to it, and I no longer qualify for anything close to the best rates for life insurance. Some insurance companies now look up my rates off of ‘Table 2’ and tables with even higher rates.

Recently, I cashed in part of a whole life policy to pay for a new long-term care policy. This reduced my life insurance coverage. So, I started shopping to restore that portion of life insurance coverage with some additional term life insurance.

Due to my “bicuspid“ diagnosis, my current insurance company gave me a quote I thought was sky high for $300K of life insurance for a 10- or 20-year level term. I then tried the life insurance companies that heavily advertise on radio. I filled out their paperwork, underwent medical exams, and after many weeks, their rates were worse than those of my insurance company. It was discouraging.

I started thinking: I am in good health. I am not the kind of risk for insurance that is being assigned to me. There has got to be a market for people like me and companies somewhere that cater to our market. So, I went online and googled “bicuspid life insurance.”

I found Gordon Conwell, emailed him, and called his phone number. I spoke with him personally the first time I called. He understood my situation, answered my questions, and told me he thought he could do much better than the life-insurance rates I was being given by others. In my head I was thinking “that is what they all say” but I had nothing to lose so I gave Gordon Conwell a try.

I am happy to report that Gordon Conwell came through for me. It did take some time. Gordon Conwell brought me two different policies with very competitive rates that were far less ($70-$100 less per month) than what I had been previously quoted by my insurance company and by the highly-advertised we-shop-you-save insurance brokers that are often mentioned on the radio.

If you feel as if other life insurance companies have placed an asterisk (*) next to your name, I recommend Gordon Conwell to help you find life insurance with more reasonable rates for you.

J Vance

Gordon the 3rd(G3) saved my future without doubt. He worked as long and hard as he needed to secure a policy for me. I thought I was un-insurable due to a myriad of problems. Gordon got me a wonderful policy with one of the premiere carriers. Thanks Gordon

Donald P Sherrod

5/5. Working with Gordon Conwell in obtaining life insurance was great. He was proficient in all inquiries and was very professional. I would recommend him.

Wayne Zelenak

I felt really comfortable working with Gordon. He was patient and helpful in meeting my specific needs and worked with me all the way until I was happy with what I got. I highly recommend the service to anyone who needs help with insurance decisions and options!

Simone Phillips

Due to a past health issue, I was skeptical about finding affordable life insurance. After an initial phone conversation, however, Gordon III assured me that I could find a policy that would fit my needs. He provided expert guidance and advice along the way, gave me important options to consider, and was always there to answer my questions, often getting back to me within an hour or two of my query. Most of this was done through email, but I was also encouraged to call with any questions. I was very impressed with his expertise and the efficiency of his office. In the end, I chose a policy that provided me with the coverage, premium and flexibility that fit my needs. I strongly recommend Gordon, his staff and American Term for your life insurance needs.

David Quinn

Service was the best experience! knowledgeable, courteous, quick. I would recommend this company to anyone who asks or not about insurance. Gordon Conwell III was a pleasure and a true testament to excellent training, he knows his stuff. I had been paying for term insurance which was a waste of money. Now I am the proud owner of whole insurance for my husband with more piece of mind!

Wendy Mayers

The agent and agency provided prompt and courteous service. I was given all the requested information and more than I asked for which, was very helpful. They worked hard to get me the coverage at a very competitive rate...They saved us a lot of money and anxiety. I would highly recommend them and definitely score them a 5+ .

Douglas J Brockway

5/5

HARIKRUSHNA SONI

I have always had very courteous service every time I had to call Gordon Conwell. He was prompt to get back with me when I had a question about the Insurance policy. I would recommend his service to anyone. I felt comfortable dealing with Mr Conwell because he has always made sure I was taken care of and contracts sent in on time.

Vickie L Brown

My agent, Gordon Conwell was awesome. After being turned down for several other policies from other companies, he was able to find me a very good policy. He was always very prompt in messaging me or answering my emails. I was very pleased with this company

carole bulger

We found Gordon Conwell and his team many years ago through an online insurance search company, the name of which I forgot. Not knowing anything about life insurance at the time, it was a bit strange dealing with an insurance agent who we have never met in person. We usually buy our insurances from local agents who know us and who we are used to physically visiting at their offices. Nevertheless, Gordon and his team have been wonderful and we have no complaints. Gordon answers our emails and calls very quickly and is on top of things! When I have spoken to him on the phone he is courteous, friendly and knowledgeable. He takes his time answering any questions and patiently explaining the sometimes confusing language in our legal papers. He also has done a lot of digging around for a policy and company that would fit our particular situation. He definitely takes his time an works hard for us! I highly recommend Gordon Conwell and his team!

Mary Figueroa

Mr. Gordon Conwell, III provided us excellent service. At first, I was a bit apprehensive about getting a quote/doing business over the internet with him, since I didn't know him, but my fears were abated by Mr Conwell's professionalism. He answered all of my questions and concerns and assured me he'd do his best to find the best coverage, at a reasonable price, for me/us. And he did just that. I would recommend Mr. Conwell without hesitation.

Anna Williams

Gordon promptly responded to every inquiry and request I had. His attention to detail and easy to understand instructions to execute my paperwork made this process very easy. I would not hesitate to recommend his services.

Michelle LaSala

Gordon was the easiest agent we’ve ever had to deal with!

Ashok Patel

Having retired from the insurance industry as a manager and field trainer, I can certify that Gordon and his team stand out as the best example of people we want to deal with for our insurance needs and represent their industry very well.

Rick & Vivian Brueckmann

5 - I searched the web to find a insurance quoting service that would get me the best rate given my health issues. Mr. Conwell conveyed his company's years of experience and relationships with many underwriters that provided rating for people with my health status. By having more than one company compete for my policy, he saved me money by obtaining a better rating classification and the best rate possible.

Cleon Thombley

Before finding you, we were immediately turned down by another insurance company, due to taking the prescription RA medicine called Enb*rel. I became very worried that we wouldn’t be able to find affordable coverage, with my boyfriend having pre-existing conditions. Gordon was very helpful! He helped to find companies that would still write for people with health concerns, such as RA. It was very convenient to work with him, he provided everything we needed by email and mail. If we had a question about something we didn’t understand, he quickly replied to our emails with a very detailed explanation! Thank you for your help!! Merry Christmas!

Chelsea Cash

Gordon was able to get policy, despite my medical history and previous denial. He understood the issues and worked to find the best policy.

Steve Adkins

Gordon and his staff are awesome!!!

Edward Sanchez

Gordon offered professional service and put my needs in the forefront of his efforts to help me get life insurance.

FRANK FORCINITO

Gordon helped me and my wife select appropriate life insurance polices. Service was excellent: the instructions were clear and the recommendations of which insurer to select worked to get each of us an good price. He was also able to get a policy back-dated due to issue delays, saving us about $500.

Sam Steinmann

American Term was able to find me affordable life insurance even though I had a cancer history. Other life insurance agencies did not make much effort to do so once they learned of my medical history. Those that did make the effort and found me insurance quoted me a price that was unaffordable to me. American Term's service was top rate as well.

Vernon Philip Annis

Working with both Gordon and Nancy was a pleasure. Gordon knew his material thoroughly and explained everything in detail. The entire process went smooth and any information required, changes or delays were promptly communicated to me. Overall, a great experience.

Robert Jimenez

Very simple and painless to deal with! Prompt, efficient service. Found a much better policy to replace my old one. Would definitely recommend!

Elizabeth Shannon

Gordon was extremely helpful, answering the numerous questions I had. I typically emailed him early in the morning, and by noon I had an answer. I have life insurance through my employer, but I plan on retiring soon, so coverage for myself and wife, post employment, was a priority. The amount of coverage and the monthly fees he found were what I was looking for. I would recommend to anyone in the market for life insurance.

Tom Stolzer

Gordon Conwell was absolutely wonderful to work with, kept me informed throughout the process and found us replacement insurance for my husband. Gordon reached out to me when I was hunting for insurance and not getting anywhere with other companies. Would recommend him to anyone looking for insurance.
Carol Lenox

Carol Lenox

Great experience. I had applied for coverage with another company and after receiving the medical exam results they told me the premium would be higher. Gordon and his team were able to take the same medical exam results and get me the lowest possible premium. Highly recommended!

Jason S

Gordon's service was exceptional!!!!! He walked me thru the entire life insurance process. He deserves a reward for outstanding leadership and patience in the complicated life insurance field.

donna junes

Handled the payment matter efficiently and quickly resolved the issue.

Jessica Pelto

Gordon and Team -- Great job on this. I talked to several other insurance brokers and companies over the past few months. Nobody else actually took the time to consult with and persuade the underwriters on my behalf. I will be recommending you to any of our friends looking for new term insurance.

Jam Rivetna

I had a 'small' heart attack a number of years ago. I have been healthy and symptom free since then. When my twenty year term policy ended, I could not find affordable term life insurance. An agency that had good online reviews and said they specialized in cardiac conditions determined that the best they could do would be to offer me life insurance at a category 6 level, which was extremely expensive. Gordon Conwell at American Term Life Insurance found me a policy at standard rates. It was half the cost of the other company's policy, which when one is dealing with life insurance is a lot of money. I am very grateful! Further, he was in active communication with me, and followed through on everything and kept every promise. He was very knowledgeable. I am very grateful and give him and the company the highest recommendation.

Mitchell Danitz, Ph.D.

I was more than pleased with the service I received. I was up against the clock with a policy about to expire, a health history that had gotten worse over the past year and passing my 65th birthday. Gordon and his group went above and beyond the call of duty to get me the coverage I needed.

Anthony Watkins

Many thanks, Gordon! I should have made this decision a long time ago. I tried several agents who were not willing to go the extra mile for me because of my heart condition. The work you do for people like me is relevant and superb. Thank you! -Dexter

Dexter Phillips

Gordon is always there to help applicants understand insurance policies and application process. His explanation is detailed and clear. His advise is just aimed at the point of applicant's concern and appreciated.

Ke Xia

Gordon Conwell has provided superb service in helping me to get the best life insurance policy. He is very professional and very patient in explaining things to me. I highly recommend him to anyone who is looking for a life insurance policy.

Jie Chen

My Agent works hard to find the best rates for me and always finds better rates than any other company I have worked with.

Jared Downing

The personal service, attention to detail and level of professionalism that I received was truly amazing, and Gordon Conwell made me feel completely comfortable throughout the entire process. He took the time time to fully understand my needs, and he took care of everything from start to finish! He saved me time and money, which are both very valuable to me! I'm definitely a customer for life!

Augustine Scafidi

Gordon is very professional and listened to my needs. His communication skills are excellent with timely responses. A+ service.

Blake Kim

Gordon helped me find term policy for the lowest price. He was always readily available, both on the phone and online.

William Osgood

After being diagnosed with a bicuspid heart valve, I was either denied life insurance or accepted with high premiums. I search online and found Gordon/American Term who seemed to understand my dilemma and said that he could help me. He had several life insurance companies that would write life insurance for people with bicuspid valves at a standard rate which turned out to be about of a 1/3 of the cost compared to the quotes that I had obtained from others. Everything went smoothly for me. Gordon was easy to work with and we did everything over the phone or internet. He always took my calls and provided the answers to all my questions.

Brent Farney

Gordon Conwell was able to find an insurance policy saving me $17 per month and double the coverage that I had with another insurance company even though I have coronary artery disease. He was extremely professional, knowledgeable, and always prompt with his responses to my questions and concerns. It was so very easy and convenient dealing with him online. I highly recommend American Term!

Denis E Robidoux

Simply a great experience dealing with Gordon and his team and from several states away. Who buys life insurance from someone they have never met - not me I always thought. Since I have an auto-immune disease (that is thankfully very manageable) I had other companies shy away from offering me insurance. It was frustrating as I consider myself much healthier than the average population. On a whim I did an Internet search for companies who deal with auto-immune diseases -- Gordon's company came up. I figured it was not likely to work out and I probably would not even hear back from an inquiry. I did inquire and was blown away by his prompt professional response. He walked me through the options every step of the way. I ended up with a great product that exceeded my expectations. And let me add that I have never offered comment about anything pro or con but given the great experience on such a personal product I had to say something.

Jeff T

Gordon provided outstanding service in dealing with a tricky case and identifying attractive options for insurance. Would highly recommend.

Alex

Banner Life Term Life Insurance Company

Banner Life is owned by Legal & General America, which has been in existence since 1836. With an A+ (Superior) AM Best financial strength rating, Banner is one of the best term life insurance companies that offer some of the lowest term policies in America today!

Banner Life No Exam Life Insurance

Banner Life Insurance with preexisting conditions

DON'T make the mistake of believing every carrier will rate you the same way!!

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Banner Life to Ladder Your Insurance

Buy 2 policies save $90, buy 3 policies and save $180

The Negative About Banner Life Term Insurance

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