Cincinnati Life Insurance Company is probably the best of the “unknown” companies.
Most people are probably not familiar with Cincinnati Life, but they are a company that offers some of the best term and permanent life insurance policies in America.
Cincinnati Life also has great underwriters that are easy to talk to (thanks Stacey and Milt) and have gone out of there way to make great offers on our cases.
Where Cincinnati Life is Very Competitive
Cincinnati Life bases age on “last birthday”, whereas most other life insurance companies base age on nearest birthday. In other words, most life insurance companies will consider you to be the next older age when you are within 6 months of your next birthday. So Cincinnati Life’s age last birthday calculation can result in a lower rate for you.
Cincinnati Life offers term life insurance at amounts as low as $25,000 and they can rarely be beat on price at this small amount.
If you are an “alternate tobacco or nicotine user” (i.e. you use cigars, pipe, snuff, chew, gum, patch) and have not used cigarettes in the past 12 months, Cincinnati Life can almost never be beaten on price.
Cincinnati Life has one of the best and lowest cost final expense whole life products available. So if you are looking for a small permanent policy for $10,000 or $20,000, Cincinnati Life may just offer you the best rate.
While Cincinnati Life is far from a well known insurance company, they are a great company that could possibly offer you the best price on term life or a final expense whole life policy.
Call us at 1-800-380-3533, Click Here to email us or just click on the secure link above to get an accurate Cincinnati Life insurance company quote.
At the same time we will email you quotes from Cincinnati Life’s biggest competitors including Prudential, Lincoln National, United of Omaha, Ohio National, Columbus Life, Transamerica, American General, Lafayette Life, United Home Life, Assurity Life and all others that could be better for you.
Or feel free to use our quoting tool to the right to view rates from Cincinnati Life and every other competitive life insurance company.