No medical exam life insurance for diabetics is available, but is it affordable?It may now be as affordable as the insurance policies for type 2 diabetics that do require an exam, as more and more companies are NOT automatically requiring the free exam anymore.Check out our main life insurance for diabetics page to get all …
So you need term life insurance for an SBA loan. That’s no problem, but how do you get the best rate and coverage to fit your specific need? How you do also know you’ll get approved fast at best best rate and type of insurance to suit your lender’s life insurance requirement? There’s close to …
Term Life Insurance vs. Whole Life Insurance: Which To Choose? Which life insurance to choose is a highly personal decision based on many factors including what you’re willing to spend and how long you may need the life insurance coverage. There are pros and cons to each type of insurance… Nonetheless, it is impossible to …
Term Life Insurance vs. Whole Life Insurance: Which To Choose? Read More »
CLICK HERE IF YOU’D LIKE US TO SHOP YOUR CASE Typical scenario: you were quoted a rate for life insurance before applying…you were satisfied that it was a decent quote and you applied. You waited the four to six weeks for medical records to be received and the underwriter to make …
I like the idea of having a chronic illness or critical illness policy that will pay me cash if I get sick and/or could no longer care for myself without assistance. What I don’t like is having to fork out more money for one more type of insurance.This is no longer an issue since a handful …
Life Insurance With Living Benefits: 2 Birds, 1 Stone Read More »
The first thing you need to do when you get declined for life insurance is to have the agent you’re dealing through find out the exact reason you were declined. The agent should do this automatically, but I suspect that many don’t. Being told that you were declined because you have diabetes, heart disease, a stroke, …
CLICK HERE FOR ACCURATE TYPE 2 DIABETES QUOTE As you may know by now, the older you are when diagnosed with adult onset type 2 diabetes, the better as far as getting the best life insurance rate is concerned. What it really comes down to is that the longer you have adult onset (type 2) diabetes, …
CLICK HERE FOR ACCURATE DIABETES QUOTE While your age when you were initially diagnosed with diabetes is not something you can change and will have an impact on the rate for which you qualify, there is one very important thing you can do to ensure that you’ll get the best diabetes life insurance rate possible. …
Strategy For Diabetics To Get Best Life Insurance Rate Read More »
CLICK HERE FOR ACCURATE DIABETES QUOTE At this point in my career, I’ve shopped many really tough life insurance for diabetic cases to hundreds of different insurance companies, so I have a good sense of which life insurance companies are best for every diabetic. My goal is always to get you the absolute best rate …
When protein shows up in the urine specimen of an insurance exam, most insurance companies will either charge more, decline, or postpone you for this issue. Getting life insurance with protein in urine is still possible, but it really depends on many factors. The amount of protein or albumin in your urine, what’s causing the …
Over the past 26 years I’ve had a lot of people, mostly seniors, that have inquired about small insurance policies to pay for final expenses. Many wanted $10,000 to $20,000 policies, and most of the best companies at these low amounts make it relatively easy to qualify for coverage. Some of these seniors still couldn’t qualify …
Absolute Best Guaranteed Acceptance Whole Life Insurance Read More »
CLICK HERE TO GET ACCURATE QUOTE FROM OVER 121 INSURANCE COMPANIES They all rank well in search engines like Google for various searches regarding life insurance because they have “deep pockets” and pay to rank well. However, they are not offering the best rates and products in the life insurance industry, and they have hundreds …
SelectQuote, Intelliquote, Accuquote- Not Best for You and Here’s Why Read More »
CLICK HERE FOR ACCURATE QUOTE If you have two different underwriting issues, like heart disease and diabetes or diabetes and sleep apnea, getting the best life insurance rate can require some work. If you add a third and/or fourth underwriting issue, like being overweight, having anxiety, and/or depression in addition to having heart disease and diabetes, this …
It Can Take Work To Get the Best Life Insurance Rate! Read More »
There are currently 4 out of the thousands of insurance companies available in the U.S. right now that may offer some diabetics a preferred life insurance rate, but 90% or more of all diabetics won’t usually qualify for a preferred rate. We had 1 semi-recent case offered preferred, but it was only on permanent life insurance…not …
Why Can’t I Get a Preferred Diabetic Life Insurance Rate? Read More »
