Life Insurance for Non Smokers

CLICK HERE TO GET ACCURATE NON-SMOKER QUOTE

If you are a non-smoker, you’ve got a great surprise waiting for you – your life insurance premiums!

Because smoking causes a severe decrease in life expectancy, life insurance for non smokers can can cost half as much or more than half of the cost of a smoker policy.

Actuaries at insurance companies are very price sensitive about this.

In addition, in recent years the insurance market and medical underwriting in particular has tightened up substantially.

Insurers are looking for alternatives to ease this situation and one thing they can do is target consumers who are likely to be better mortality risks (again, nonsmokers fit that category).

As a result, while rates for smokers appear to have risen in the past decade, it seems that rates for nonsmokers have either remained level or even declined as insurers work in this competitive marketplace.

CLICK HERE TO GET ACCURATE NON-SMOKER QUOTE

What’s even more interesting is that insurers are now targeting this niche not only through more refined medical underwriting, but also through lower premiums.

They know nonsmokers are shopping for life insurance quotes and they’ve priced their products accordingly.

The best way to take advantage of this opportunity is to find the absolute best rate available to you from a quality insurance company.

Get an instant quote by using the quoter on the right hand side of this page OR to get an accurate quote, simply click the link below to receive an online quote from over 121 term life insurance companies.

CLICK HERE TO GET ACCURATE NON-SMOKER QUOTE

Also feel free to call us at 1-800-380-3533 or click here to email us if you have any questions or if you need more information.

 

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